DailyIQ
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Sector:Financial ServicesAll sectors
Last updated 1 minute ago

ERIE·Erie Indemnity Company

$.
-. (-.%)
After Hours
High
$258.05
Open
$253.54
Market Cap
11.89B
52W High
$380.67
Low
$245.81
P. Close
$251.76
P/E
20.80
52W Low
$204.63
Fwd P/E
17.64
DailyIQ Est.
-
Technical Score (1D)
55
BUY
News Sentiment
-
NO DATA
Argus Research’s latest update, released 66 hours ago, lifted its target price for ERIE to $244, citing a stronger earnings outlook and improved competitive positioning. This upward revision signals that analysts now view ERIE’s growth trajectory more favorably, which could prompt traders to reassess the stock’s fair value and consider adding or increasing positions. The earlier Argus upgrade to $228, issued 234 hours ago, also reflected confidence in earnings growth, so the recent jump to $244 represents a significant shift in sentiment over the past week. The combined effect of these two upgrades suggests that ERIE’s valuation is tightening, potentially making it more attractive to value‑oriented investors in the near term. In the next 1–10 trading days, the market will likely react to any forthcoming earnings release, as the target price bump hinges on the company’s ability to meet the optimistic earnings expectations. Traders should watch for the upcoming earnings announcement and any guidance updates, as they will confirm whether ERIE can sustain the projected earnings trajectory. Additionally, monitoring insider buying activity—such as the $1.4‑million purchase reported in an SEC filing 866 hours ago—can provide further confirmation of management’s bullish stance. Finally, keep an eye on sector performance relative to the Dow, since ERIE has been noted to lag the broader index, and any shift in its relative performance could influence short‑term sentiment.
Earnings Summary
Erie Indemnity Company (ERIE) serves as the managing entity for the Erie Insurance Exchange, offering comprehensive support across the insurance lifecycle, including underwriting, policy issuance, renewals, sales, and marketing, thereby enabling efficient operations for the Exchange. The firm operates within the financial services sector, specifically the insurance brokerage industry, and has been in business since 1925. In the latest reporting period, ERIE posted earnings per share of $2.908 in Q4 2024, beating the $2.82 estimate, while revenue reached $924.09 M; however, the following quarter saw a decline to $2.6526 EPS against a $3.19 forecast and $989.399 M revenue, marking a miss, and the trend continued with $3.3463 EPS versus a $3.55 estimate in Q2 2025 and $3.488 EPS beating a $3.37 estimate in Q3 2025, before a sharp drop to a negative $0.33 EPS in Q4 2025 against a $1.59 target and revenue of $951.02 M versus an estimate of $975.56 M. The company’s earnings trajectory has been inconsistent, with two beats (Q4 2024 and Q3 2025) and four misses (Q1 2025, Q2 2025, Q4 2025, Q1 2026), and revenue growth has been modest, rising only 3 % from $924 M in Q4 2024 to $951 M in Q4 2025. Historically, ERIE has struggled to maintain a steady earnings beat pattern, and the recent negative EPS in Q4 2025 signals potential operational challenges. Recent analyst commentary shows a volatile valuation outlook: Argus Research lifted its target to $244 citing optimistic earnings growth, then cut it to $210 amid concerns about future earnings, while a major shareholder purchase of $1.5 M in shares suggests management confidence; these developments underscore market uncertainty. Investors should watch the upcoming Q2 2026 earnings release for guidance on revenue, EPS, and any updates on market‑share initiatives or regulatory changes that could affect the company’s performance, as well as any institutional buying activity that may signal confidence in the firm’s trajectory.

EPS

EstBeatMiss
$-0.91$0.35$1.61$2.87$4.13Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26
QtrEstActual+/−
Q2'26$3.35 - -
Q1'26$3.06$2.88-5.9%
Q4'25$1.59$-0.33-120.8%
Q3'25$3.37$3.49+3.5%
Q2'25$3.55$3.35-5.7%
Q1'25$3.19$2.65-16.8%

Revenue

EstBeatMiss
$927M$979M$1.0B$1.1B$1.1BQ1'25Q2'25Q3'25Q4'25Q1'26Q2'26
QtrEstActual+/−
Q2'26$1.1B - -
Q1'26 - $1.0B -
Q4'25$976M$951M-2.5%
Q3'25 - $1.1B -
Q2'25 - $1.1B -
Q1'25 - $989M -
Full Earnings BreakdownEstimates, actuals, guidance, and historical context
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Market Data

ERIE Stock Snapshot

ERIE is currently trading at $247.17, giving Erie Indemnity Company a market cap of 11.89B and a P/E ratio of 20.8. Today's range spans $245.81–$258.05, with shares opening at $253.54 and moving down $4.59 (1.8%) from the prior close. DailyIQ's technical score sits at 55/100 (HOLD).

Over the past year ERIE has traded between $204.63 and $380.67 - the current price is +20.8% off the 52-week low and -35.1% from the high.

The quality factor scores well for Erie Indemnity Company (ERIE) even in a HOLD phase - at 11.89B in Financial Services market cap with a 55/100 technical read (HOLD) and neutral sentiment (-/100), the stock's balance sheet and earnings stability attract defensive allocators who don't need a mixed signal to hold the position. (P/E: 20.8) Price: $247.17 (in the lower half of its 52-week range). Range: $204.63–$380.67.

In neutral phases, large-cap Financial Services names like ERIE are often where sector rotation debates play out quietly — at 11.89B in capitalization, the stock receives incremental allocation from funds reducing mega-cap exposure without the volatility of a small-cap entry. The 55/100 (HOLD) and neutral sentiment (-/100) at $247.17 (in the lower half of its 52-week range) describe a stock that is being considered rather than avoided.