DailyIQ
Last updatedjust now

HBAN·Huntington Bancshares Incorporated

$15.01
-0.23 (-1.51%)
High
$15.31
Open
$15.06
Market Cap
30.87B
52W High
$19.94
Low
$14.91
P. Close
$15.01
P/E
12.87
52W Low
$14.82
Fwd P/E
8.61
DailyIQ Est.
$19.64
Inst. Ownership
45.5%
Short Interest
2.71%
Days to Cover
1.4
Div. Yield
4.07%
Next Ex-Div
~Dec 18
Technical Score (1D)
43
BEARISH
News Sentiment
36
BEARISH
On Oct 12, Huntington Bancshares (HBAN) was reported to have its stock largely flat over the past year despite a strong three‑year return of about 70 percent. Analysts questioned whether the current price near $15 was justified by the bank’s earnings, given its reliance on interest income, fee streams, and credit quality. The report noted that any shift in loan demand or deposit costs could erode the earnings base that supports the share price, raising doubts about valuation sustainability. The article highlighted that the flat performance persisted even as the bank’s return on equity remained robust. It emphasized that the market’s assessment of HBAN’s fair value may be influenced by potential changes in the bank’s earnings drivers.
LOW TARGET
$17 +13.3%
2 analysts
MEAN TARGET
$19 +27.6%
12 analysts
HIGH TARGET
$23 +49.9%
14 analysts
PRICE RANGE
$17.00 - $22.50
SB / B / H / S / SS
6/13/7/1/1
DAILYIQ EST.
$19.64 (+30.8%)
Sector
Financial Services
Industry
Banks - Regional
Exchange
NMS
Country
United States
Symbol
HBAN
Description
Huntington Bancshares Incorporated, through its subsidiary The Huntington National Bank, is a diversified financial services provider operating primarily within the United States. The company's core business revolves around offering a broad spectrum of banking products and services to both individual consumers and businesses, encompassing deposit accounts, lending solutions, and payment processing. Huntington's value proposition centers on providing a comprehensive suite of financial offerings, including specialized services like dealer financing, wealth management, and digital banking tools, such as 24-Hour Grace and Standby Cash. With a strong presence in consumer, commercial, and mortgage banking, Huntington serves a diverse customer base through a multi-channel distribution network, including branches, ATMs, and online platforms. Founded in 1866, the company's competitive positioning is supported by its long-standing history and commitment to providing financial solutions across a range of sectors.
Bought (1Y)
22,000 shares
$401K
Sold (1Y)
283,950.94 shares
$4.9M
CRANE ANN B-
Award/Grant1,103.189 shares2026-10-01
CRANE ANN B-
Award/Grant1,571.233 shares2026-10-01
Dhingra AmitChief Enterprise Pmts Officer
Award/Grant75.011 shares2026-10-01
Dhingra AmitChief Enterprise Pmts Officer
Award/Grant721.609 shares2026-10-01
Diaz-Granados Rafael-
Award/Grant387.163 shares2026-10-01
74/ 100
Bullish
Overall: Bullish
✓Revenue growing year over year
✓Positive net margin
✓Positive operating cash flow
Net Margin
141.5%
Revenue CAGR
8.5%
Debt / Equity
0.76x
Return on Equity
9.1%
Earnings Summary
Huntington Bancshares Incorporated, operating through Huntington National Bank, is a diversified regional bank offering a wide array of consumer, commercial, and mortgage banking services across the United States. The company’s business model emphasizes deposit growth, loan origination, and digital banking solutions, positioning it within the broader financial services sector and the regional banks industry. In the most recent quarters, Huntington delivered earnings that consistently beat analyst expectations, with EPS of $0.34 in Q4 2024, Q1 2025, and Q2 2025, all surpassing the $0.30891, $0.31342, and $0.33432 estimates respectively; revenue remained steady around $1.95 billion, slightly below the $2.251692840 billion estimate in Q4 2025 and the $2.8584 billion estimate in Q1 2026, indicating a modest revenue slowdown amid a competitive deposit environment. The bank’s EPS trend has been remarkably stable, hovering near $0.34 across four consecutive quarters, while revenue has trended downward from $2.151 billion in Q3 2025 to $2.191 billion in Q4 2025 and further to $2.592 billion in Q1 2026, reflecting a gradual deceleration in top‑line growth. Historically, Huntington has posted year‑over‑year revenue growth of roughly 5–7% over the past three years, with EPS growth lagging slightly behind, yet consistently beating consensus estimates in 3 of the last 4 quarters, underscoring a pattern of solid profitability amid modest revenue pressure. Recent news highlights a mixed analyst sentiment: TD Cowen upgraded the stock to Buy with a new $18 target citing improved earnings outlook, while Autonomous Research and Keefe, Bruyette & Woods trimmed price targets amid concerns over tighter margins and competitive deposit pressures; meanwhile, Huntington expanded its captive insurance banking capabilities, adding letters of credit, reinsurance trusts, and collateral management to bolster niche market positioning.

EPS

EstBeatMiss
$0.32$0.35$0.37$0.40$0.43Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26
QtrEstActual+/−
Q3'26$0.38 - -
Q2'26$0.42$0.39-6.1%
Q1'26$0.39$0.37-6.0%
Q4'25$0.37$0.37-0.7%
Q3'25$0.38$0.41+9.1%
Q2'25$0.33$0.34+1.7%

Revenue

EstBeatMiss
$1.8B$2.1B$2.4B$2.7B$3.0BQ2'25Q3'25Q4'25Q1'26Q2'26Q3'26
QtrEstActual+/−
Q3'26$2.9B - -
Q2'26$2.9B$2.9B-1.4%
Q1'26$2.9B$2.6B-9.3%
Q4'25$2.3B$2.2B-2.7%
Q3'25 - $2.2B -
Q2'25 - $2.0B -

Market Data

HBAN Stock Snapshot

NEUTRAL43/100
$15.01−$0.23 (1.5%)
Market cap
30.87B
P/E ratio
12.9
Day range
$14.91 – $15.31
News sentiment
36/100 · Bearish
Analyst target
$19.16 (+27.6%)
Consensus
Buy · 28 analysts
52-week range+1.3% off low · -24.7% from high
$14.82$19.94
Price $15.01 DailyIQ Est. $19.64

Huntington Bancshares Incorporated is consolidating: price is near its 52-week low without a decisive push either way. The stock is liquid enough that positioning changes get absorbed without distorting the trend.

Behaviour On Record

What HBAN's own history says about today's numbers

Realized volatility (21d)
21.7% 33rd pct
Below its peak
-20.3%
vs 200-day average
-9.4%
Up days (1y)
51%

Huntington Bancshares Incorporated is currently running 21.7% annualised volatility over the last 21 sessions. Measured against HBAN's own 13 years of daily returns rather than a market-wide average, that is the 33rd percentile — on the quiet side for this stock, against a typical reading of 25.2%. The distinction matters because a number that looks calm for one stock is turbulent for another, and the absolute figure on its own tells you neither.

HBAN is trading -20.3% below its running peak. Across 12 full years on file, its median worst-drawdown-in-a-year was -23.2%, and the deepest was -54.4% in 2020. The current pullback is therefore shallower than what this stock gives back in a typical year, which is context worth having before treating it as a dislocation.

Price sits -9.4% from its 200-day moving average. Against every other day in its history, that gap ranks at the 17th percentile — a narrower gap than it typically runs. Over the past year HBAN closed higher on 51% of sessions, and it is currently 1 session into a rising streak.

On October specifically: over 14 years of records, HBAN finished the month higher 9 of 14 times, with a median return of +2.1% and an average of +2.5%. Its strongest month historically has been November at +6.5% on average, its weakest March at -6.4%. Seasonality is a weak signal on its own — a decade is a small sample and regimes change — but it is a real distribution rather than a rule of thumb.

Overnight risk is measurable too: HBAN has opened more than 2% away from the prior close in 155 of 3,268 sessions (4.7% of the time), with the largest gaps running +8.3% and -10.3%. For anyone holding through an event, that rate is a better guide to overnight exposure than the intraday range.

Across the last 3 dated reports on file, HBAN moved an average of 1.6% in the session after earnings, closing higher 0 of those 3 times, with a median move of -1.9% and a largest of -2.4%.

All figures computed from 3,269 daily closes between 2013-10-15 and 2026-10-14, split-adjusted, recomputed daily. Percentiles are against HBAN's own 13-year history, not a peer group or index.

Sector Rotation

Is money rotating into or out of HBAN's sector?

Huntington Bancshares Incorporated sits in the Financials sector, currently ranked 12th of 12 GICS sectors by relative-strength rotation score (improving). Within its narrower Banks industry group, HBAN ranks 13th of 15 tracked industries, improving.

Sector rank
#12 of 12
Sector state
Improving
Sector rotation score
9
Industry rank
#13 of 15

Options Market

What is the options market pricing for HBAN?

CallsPuts

For Huntington Bancshares Incorporated's nearest expiry (2026-10-16, 2 days out), open interest is roughly balanced between puts and calls (put/call ratio of 0.98), with at-the-money implied volatility around 36.3%. The options market is pricing roughly a ±3.1% move by that expiry — a range of about $14.53–$15.45.

Put/call ratio (2026-10-16)
0.98
ATM implied volatility
36.3%
Total open interest
57,089
Expected move by 2026-10-16
±3.1% ($14.53–$15.45)

Analyst Rating Changes

Are analysts turning bullish or bearish on HBAN?

Keefe, Bruyette & Woods most recently reiterated its rating on Huntington Bancshares Incorporated to Market Perform on Oct 6, 2026 with a price target of $18 (from $20). Over the last 90 days, coverage has run 0 upgrades against 2 downgrades, a net bearish lean.

Latest action
Keefe, Bruyette & Woods — Market Perform
90-day upgrades
0
90-day downgrades
2
Net rating momentum
-2
DateFirmActionRatingPrice target
Oct 6, 2026Keefe, Bruyette & WoodsMaintainedMarket Perform$20 → $18
Oct 5, 2026UBSMaintainedBuy$22 → $19
Oct 2, 2026JP MorganMaintainedOverweight$20 → $18
Sep 23, 2026Truist SecuritiesMaintainedBuy$20 → $19
Sep 21, 2026DA DavidsonMaintainedBuy$22 → $20
Sep 18, 2026Evercore ISI GroupMaintainedOutperform$20 → $18
Sep 16, 2026Wells FargoMaintainedOverweight$23 → $21
Aug 18, 2026RBC CapitalReiteratedOutperform$21
Aug 17, 2026Wells FargoInitiatedOverweight$23
Jul 28, 2026Evercore ISI GroupMaintainedOutperform$21 → $20
Jul 28, 2026Truist SecuritiesMaintainedBuy$19 → $20
Jul 27, 2026B of A SecuritiesDowngradeBuy → Neutral$20 → $19

Peers & ETF holders

HBAN peers & ETF holders

News Sentiment Analysis

Sentiment gathered from recent headlines

36/100
Strong NegativeNeutralStrong Positive
BEARISH

Recent News Coverage

Most recent articles, ranked by recency (click to expand).

10+ articles
What did this article say?
Huntington Bancshares’ stock has remained largely flat over the past year despite a strong three‑year performance, raising questions about its current valuation relative to earnings. Analysts noted that the bank’s return on equity and dividend yield may not justify the $15 price level. The focus is on whether the market has priced in future earnings growth or is overestimating the bank’s profitability. This uncertainty could lead to a downward adjustment in the stock’s fair value. The commentary suggests a cautious outlook for investors considering HBAN shares.
What did this article say?
Huntington Bancshares (HBAN) experienced a decline of approximately 9% over the past month and about 14% over the past three months, reflecting a broader market downturn. The 90‑day share price return fell 14.17%, while the year‑to‑date return dropped 12.36%. Despite these short‑term losses, the company’s three‑year total shareholder return remained strong at 70.23%, indicating long‑term investors have still benefited. The recent slide has drawn attention from analysts, prompting discussions about the valuation premium and whether the current price accurately reflects the bank’s fundamentals.
What did this article say?
TD Cowen’s analyst R. Scott Siefers upgraded Huntington Bancshares (HBAN) to a Buy rating on October 8, citing improved earnings outlook and a supportive regulatory environment. The firm also set a new $18 price target, reflecting expectations of stronger loan growth and margin expansion. The upgrade signals renewed confidence in HBAN’s balance sheet and strategic positioning within the regional banking sector.
What did this article say?
The fair‑value estimate for Huntington Bancshares was lowered from $20.04 to $19.38 per share, reflecting a split analyst view. Some analysts maintain bullish ratings, citing confidence in long‑term earnings guidance, while others highlight net‑interest‑income pressure and intensified competition for deposits and loans. The adjustment signals a modest headwind for the stock, though the overall sentiment remains cautiously optimistic.
What did this article say?
Keefe, Bruyette & Woods analyst Christopher McGratty lowered Huntington Bancshares' price target from $19.5 to $18 while keeping a Market Perform rating. The downgrade signals a modest negative view on the bank's future earnings. The change reflects concerns about the bank's growth prospects and competitive environment. The rating remains unchanged, indicating the analyst still sees the stock as a solid investment. The adjustment may impact investor sentiment and trading activity.
What did this article say?
Autonomous Research reduced Huntington Bancshares’ (HBAN) price target from $18 to $17 while maintaining an outperform rating. The adjustment reflects a modest reassessment of the bank’s valuation, with analysts citing tighter margins and competitive pressures. Despite the cut, the rating remains positive, suggesting confidence in HBAN’s long‑term prospects. The change is unlikely to materially impact the bank’s outlook or investor sentiment.
What did this article say?
On October 6, 2026 Huntington National Bank announced an expansion of its captive insurance banking capabilities, adding specialized services for captive insurance companies and alternative risk transfer structures. The move builds on the bank’s existing reinsurance trust platform and aims to provide comprehensive financial solutions, including letters of credit and collateral management, to its captive insurance clients. By integrating these services into Huntington Commercial Bank’s broader platform, the bank seeks to enhance its competitive positioning in the niche captive insurance market.
What did this article say?
Keefe, Bruyette & Woods reduced its price target for Huntington Bancshares (HBAN) from $19.50 to $18 while keeping a market‑perform rating. The downgrade reflects a modest reassessment of the bank’s valuation relative to peers. The firm noted HBAN’s average rating of overweight and a mean price target of $19.24 among other analysts. The adjustment signals a slight headwind for the stock but does not alter the overall positive outlook. The change is expected to modestly impact short‑term investor sentiment.
What did this article say?
UBS analyst Erika Najarian downgraded Huntington Bancshares (HBAN) to a Buy rating while reducing the price target from $22 to $19. The move reflects concerns about the bank’s earnings outlook and competitive pressures in the regional banking sector. The downgrade signals a potential short‑term downside for HBAN’s share price as investors adjust expectations.

Technical Analysis

Real-time indicators across multiple timeframes

43
NEUTRAL
Momentum rank against about 1,000 stocks and ETFs for this timeframe.
Unlock full technicals
Create a free account to access more indicators and deeper timeframe data.
Institutional & Hedge Fund Ownership
25 tracked managers · $16.04B combined position · 15 adding, 10 trimming, 0 unchanged (latest 13F filings)
ManagerTrendShares Held% of Co.Position ValueFiled
Vanguard Group Inc▲ Buy191,319,0419.45%$3.32B2026-01-29
BlackRock, Inc.▲ Buy176,786,5608.73%$3.13B2026-08-07
Wellington Management Group LLP▼ Sell122,300,7726.04%$2.17B2026-08-14
Invesco Ltd.▲ Buy71,295,1233.52%$1.26B2026-08-14
Geode Capital Management, LLC▲ Buy58,450,9572.89%$1.03B2026-08-12
FMR LLC (Fidelity)▲ Buy50,629,6712.50%$897.66M2026-08-13
Morgan Stanley▲ Buy41,092,8482.03%$728.58M2026-08-13
Norges Bank▲ Buy30,320,3371.50%$537.58M2026-08-12
Capital World Investors▲ Buy25,886,3181.28%$458.96M2026-08-12
Northern Trust Corp▼ Sell18,384,0680.91%$325.95M2026-08-13
Goldman Sachs Group Inc▲ Buy18,183,4910.90%$322.39M2026-08-14
Balyasny Asset Management L.P.▲ Buy14,690,9840.73%$260.47M2026-08-14
Bank of America Corp▼ Sell14,482,3310.72%$256.77M2026-08-14
JPMorgan Chase & Co▼ Sell12,964,5710.64%$231.03M2026-08-12
D. E. Shaw & Co., Inc.▲ Buy12,116,4090.60%$214.82M2026-08-14
Citigroup Inc▲ Buy11,409,9700.56%$202.30M2026-08-03
AQR Capital Management LLC▲ Buy8,980,3660.44%$159.22M2026-08-14
Neuberger Berman Group LLC▲ Buy7,468,7410.37%$132.47M2026-08-13
Millennium Management LLC▼ Sell4,882,1400.24%$86.56M2026-08-14
Marshall Wace, LLP▼ Sell4,529,0990.22%$80.30M2026-08-13
Fisher Asset Management, LLC▼ Sell3,119,0720.15%$55.30M2026-08-04
Squarepoint Ops LLC▲ Buy2,622,4210.13%$46.50M2026-08-14
Wells Fargo & Company▼ Sell2,477,5070.12%$43.93M2026-08-14
Verition Fund Management LLC▼ Sell2,374,9230.12%$42.11M2026-08-14
AllianceBernstein L.P.▼ Sell2,241,0140.11%$35.07M2026-08-14
Q2 2026 flow:50.56M sh bought ($896.40M)42.02M sh sold ($744.27M)net +8.55M sh (+$152.13M)
Congressional Trading Activity
6 disclosed trades · ~$207.0K est. traded value · 2 buys, 3 sells
MemberChamberStateTypeAmountTradedFiled
Alan ArmstrongSenateOK▲ Buy$1K - $15K2026-03-272026-07-21
Neal Patrick MD, Facs DunnHouseFL02↔ Exchange$1K - $15K2026-02-022026-03-17
Tina SmithSenateMN▼ Sell$100K - $250K2025-11-212025-11-26
Rob BresnahanHousePA08▼ Sell$1K - $15K2025-04-082025-05-08
Gary PetersSenateMI▲ Buy$1K - $15K2021-12-072022-01-08
Shelley Moore CapitoSenateWV▼ Sell$1K - $15K2019-06-102019-07-10