DailyIQ
Last updated 1 hour ago

HDB·HDFC Bank Ltd

$.
+. (+.%)
High
$25.30
Open
$25.08
Market Cap
11799.72B
52W High
$1,020.50
Low
$24.92
P. Close
$24.74
P/E
15.52
52W Low
$726.65
Fwd P/E
16.79
Mean Target
-
Technical Score (1D)
23
SELL
News Sentiment
47
MIXED
HDFC Bank is navigating a significantly altered banking landscape, marked by evolving market dynamics and heightened regulatory oversight. These shifts necessitate strategic adjustments to its operations and risk management frameworks. Investors are watching closely to understand how these changes will influence the bank's future profitability and market standing. The institution's ability to adapt to this new reality will be crucial in the coming trading days.
Earnings Summary
HDFC Bank Limited is a prominent financial institution based in Mumbai, India, offering a comprehensive suite of banking and financial services to individual and corporate clients. Operating within the Financial Services sector, specifically the Banks - Regional industry, the bank leverages its extensive network of branches and ATMs to provide a wide range of products including deposit accounts, loans, payment solutions, trade finance, and investment services. The bank's business model is built on accessibility and a full spectrum of financial offerings. In its recent quarterly performance, HDFC Bank demonstrated a positive trend in earnings per share (EPS) and revenue. For Q2 2025, EPS was $0.41069 on revenue of $531.68 billion, an increase from Q1 2025's EPS of $0.40259 on revenue of $440.94 billion. This follows Q4 2024's EPS of $0.37825. The bank has shown a pattern of beating analyst estimates, with EPS exceeding expectations in Q4 2024, Q1 2025, Q2 2025, and Q3 2025, indicating consistent operational strength. Historically, HDFC Bank has shown a trajectory of year-over-year growth, with revenue figures consistently reported, though EPS estimates were not always provided for future quarters. The recent news highlights that an external legal review found no significant governance lapses, potentially clearing a hurdle for CEO reappointment, and strong Q4 standalone net profit driven by lending and deposit growth. However, a recent rating downgrade and mixed analyst price targets suggest some headwinds. Investors should watch for continued strong deposit and credit growth, management's response to policy headwinds, and the impact of any leadership clarity on future strategic direction.

EPS

EstBeatMiss
$0.22$0.28$0.33$0.38$0.44Q4'24Q1'25Q2'25Q3'25Q4'26
QtrEstActual+/−
Q4'26$0.39 - -
Q3'25$0.36$0.41+14.5%
Q2'25$0.38$0.41+9.1%
Q1'25$0.25$0.40+63.7%
Q4'24$0.25$0.38+53.4%

Revenue

EstBeatMiss
$404.5B$440.4B$476.4B$512.3B$548.3BQ4'24Q1'25Q2'25Q3'25Q4'26
QtrEstActual+/−
Q4'26$473.9B - -
Q3'25 - $459.0B -
Q2'25 - $531.7B -
Q1'25 - $440.9B -
Q4'24 - $421.1B -

Market Data

HDB Stock Snapshot

HDB is currently trading at $25.13, giving HDFC Bank Ltd a market cap of 11799.72B and a P/E ratio of 15.5. Today's range spans $24.92–$25.30, with shares opening at $25.08 and moving up $0.39 (1.6%) from the prior close. DailyIQ's technical score sits at 23/100 (SELL) with a news sentiment reading of 47/100.

Over the past year HDB has traded between $726.65 and $1020.50 - the current price is -96.5% off the 52-week low and -97.5% from the high.

HDB scores 23/100 (SELL) on the technical side, with sentiment running neutral at 47/100. Price at $25.13 puts it near 52-week lows in the $726.65–$1020.50 annual range. (P/E: 15.5) At 11799.72B in Financial Services capitalization, HDFC Bank Ltd is embedded in too many institutional portfolios for weakness to go unnoticed - which means when active managers start reducing exposure, the selling can be systematic and protracted rather than episodic.

Macro overlays compound the risk when a mega-cap Financial Services name like HDB prints a SELL signal at 23/100 — systematic de-risking models, factor momentum downgrades, and active manager trimming can layer on sequentially rather than simultaneously, producing a slow but persistent sell-off pattern. Sentiment at 47/100 (neutral) and price at $25.13 (near 52-week lows) within the $726.65–$1020.50 range confirm the directional bias without defining the endpoint.

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