DailyIQ
|
Sector:Financial ServicesAll sectors
Last updated 6 minutes ago

HIG·The Hartford Financial Services Group, Inc.

$.
+. (+.%)
After Hours
High
$138.97
Open
$138.47
Market Cap
38.07B
52W High
$144.50
Low
$137.24
P. Close
$138.78
P/E
9.37
52W Low
$119.61
Fwd P/E
9.90
DailyIQ Est.
$149.09
Technical Score (1D)
77
BUY
News Sentiment
66
BULLISH
Jefferies lifted its price target for Hartford Insurance Group to $142 from $141, signaling a modest uptick in confidence in the insurer’s underwriting performance and capital strength. The adjustment reflects a slight shift in outlook but does not alter the fundamental valuation multiples or risk assessment, suggesting that the market view remains largely unchanged. In contrast, Wells Fargo’s analyst upgraded HIG to Overweight and raised the target to $165, citing stronger underwriting and potential upside in its core property‑and‑casualty business. The divergent target levels underscore a range of expectations for HIG’s earnings momentum over the next 1–10 trading days, with the higher target implying a more aggressive upside scenario. The recent Jefferies update may dampen short‑term volatility as traders reassess the modest upside, while the Wells Fargo upgrade could attract new buyers looking for a higher upside potential. Traders should monitor HIG’s upcoming earnings release for guidance on premium growth and loss ratios, as these metrics will validate the underwriting confidence expressed by both analysts. Additionally, watch for any regulatory updates that could impact HIG’s capital adequacy, as changes in capital requirements could alter the company’s risk profile. Finally, keep an eye on HIG’s capital allocation strategy, particularly any dividend or share‑repurchase decisions, as these actions can influence short‑term share price dynamics.
Earnings Summary
The Hartford Insurance Group, Inc. (HIG) is a diversified insurance and financial services provider operating across the United States, the United Kingdom, and internationally, offering property and casualty coverage, employee benefits, and mutual fund management through its Hartford Funds segment. As a core player in the insurance‑diversified sector, HIG relies on a multi‑channel distribution model that includes direct sales, independent agents, and brokers. In the most recent four quarters, HIG’s earnings have shown a clear upward trajectory: Q1 2025 EPS rose to $2.20 from $2.14 in Q4 2024, Q2 2025 EPS climbed to $3.41, Q3 2025 EPS reached $3.78, and Q4 2025 EPS surged to $4.06, all beating analyst estimates and reflecting stronger underwriting results; revenue grew from $6.81 B in Q1 2025 to $7.23 B in Q3 2025 before falling to $5.22 B in Q4 2025, indicating a sharp decline in the final quarter despite the EPS gain. Historically, HIG has maintained a streak of earnings beats, with five of the last six quarters exceeding expectations, while revenue growth has been uneven, peaking in Q3 2025 and contracting in Q4 2025, a pattern that has persisted since the 2024‑2025 fiscal year. Recent analyst commentary underscores this trend: Mizuho and Keefe, Bruyette & Woods have both raised price targets to $163 and $143 respectively, citing improved underwriting and capital strength, yet Goldman Sachs and Barclays have trimmed targets amid concerns over potential earnings dips, highlighting market sensitivity to near‑term guidance. Investors should watch for the Q2 2026 earnings release, where EPS guidance is expected to decline, and for any updates on regulatory capital changes or macro‑economic factors such as interest‑rate movements that could affect underwriting margins. Key will be how the company’s guidance aligns with the mixed analyst sentiment and whether it can sustain its EPS momentum while addressing the revenue contraction seen in Q4 2025.

EPS

EstBeatMiss
$1.86$2.48$3.10$3.73$4.35Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26
QtrEstActual+/−
Q2'26$3.17 - -
Q1'26$3.39$3.09-8.8%
Q4'25$3.25$4.06+25.0%
Q3'25$3.21$3.78+17.6%
Q2'25$2.83$3.41+20.4%
Q1'25$2.15$2.20+2.4%

Revenue

EstBeatMiss
$4.7B$5.5B$6.2B$7.0B$7.7BQ1'25Q2'25Q3'25Q4'25Q1'26Q2'26
QtrEstActual+/−
Q2'26$7.2B - -
Q1'26$7.3B$5.1B-30.7%
Q4'25$7.4B$5.2B-29.2%
Q3'25 - $7.2B -
Q2'25 - $7.0B -
Q1'25 - $6.8B -
Full Earnings BreakdownEstimates, actuals, guidance, and historical context
→

Market Data

HIG Stock Snapshot

HIG is currently trading at $138.97, giving The Hartford Financial Services Group, Inc. a market cap of 38.07B and a P/E ratio of 9.4. Today's range spans $137.24–$138.97, with shares opening at $138.47 and moving up $0.19 (0.1%) from the prior close. DailyIQ's technical score sits at 77/100 (BUY) with a news sentiment reading of 66/100.

Over the past year HIG has traded between $119.61 and $144.50 - the current price is +16.2% off the 52-week low and -3.8% from the high. 31 analysts cover the stock with a Hold consensus and a mean 12-month target of $147.90 (range $135.00–$163.00), implying upside of +6.4%.

The combination of bullish technicals and bullish sentiment for The Hartford Financial Services Group, Inc. (HIG) is the kind of setup that shows up in systematic screens before the more discretionary investors arrive. Score 77/100 (BUY), price $138.97 (in the upper portion of its 52-week range), sentiment 66/100. The current P/E ratio stands at 9.4. At 38.07B in Financial Services market cap, this large-cap name has the right size to matter to a wide range of buyers. Annual range: $119.61–$144.50.

The combination of a BUY signal (77/100) and bullish news sentiment (66/100) puts HIG on the screens of active managers who run quality-momentum overlays — a cohort that can build meaningful positions at 38.07B in Financial Services market cap without immediately moving the stock. At $138.97 (in the upper portion of its 52-week range in the $119.61–$144.50 range), the entry discipline is clean and the potential re-rating if sentiment continues to improve is meaningful.