DailyIQ
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Sector:Financial ServicesAll sectors
Last updated 1 hour ago

USB·U.S. Bancorp

$.
+. (+.%)
High
$55.49
Open
$55.16
Market Cap
83.24B
52W High
$61.19
Low
$55.02
P. Close
$54.83
P/E
10.66
52W Low
$42.21
Fwd P/E
9.70
Mean Target
-
Technical Score (1D)
59
BUY
News Sentiment
-
NO DATA
No summary available yet.
Earnings Summary
U.S. Bancorp (USB) is a diversified financial services holding company within the Financial Services sector, operating in the Banks - Regional industry. The company offers a comprehensive suite of banking services to individuals, businesses, and institutional clients, including deposit accounts, lending, payment services, wealth management, and capital markets solutions. In its recent earnings history, U.S. Bancorp has consistently surpassed analyst expectations for both earnings per share and revenue. For instance, in Q3 2025, the company reported an EPS of $1.22 against an estimate of $1.11906 and revenue of $7.329 billion against an estimate of null. This trend continued into Q4 2025 with an EPS of $1.26 versus an estimate of $1.2015 and revenue of $7.365 billion. However, Q1 2026 saw a deviation, with an actual EPS of $1.18 falling short of the estimate of $1.25909, and revenue of $7.288 billion also missing the estimate of $7.537403270 billion. Despite this recent miss, the historical pattern indicates a strong track record of exceeding analyst targets. Recent news indicates U.S. Bancorp has launched a new specialized loan product for startup dental and veterinary practices, signaling a targeted growth strategy in the healthcare sector. The company is also viewed as a strong value stock. Insider selling by a Senior Executive VP and CIO has occurred, and the company has released its standard regulatory disclosures, including FR Y-9C, FR Y-9LP, and Pillar 3 Disclosures. Investors will be watching for the impact of the new healthcare loan product on loan origination volumes, further validation of the company's value proposition, and any insights from regulatory filings regarding its financial condition and risk profile.

EPS

EstBeatMiss
$0.93$1.02$1.12$1.21$1.30Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26
QtrEstActual+/−
Q2'26$1.26 - -
Q1'26$1.26$1.18-6.3%
Q4'25$1.20$1.26+4.9%
Q3'25$1.12$1.22+9.0%
Q2'25$1.07$1.11+4.1%
Q1'25$0.97$1.03+5.7%

Revenue

EstBeatMiss
$6.9B$7.1B$7.3B$7.5B$7.7BQ1'25Q2'25Q3'25Q4'25Q1'26Q2'26
QtrEstActual+/−
Q2'26$7.6B - -
Q1'26$7.5B$7.3B-3.3%
Q4'25$7.4B$7.4B-0.2%
Q3'25 - $7.3B -
Q2'25 - $7.0B -
Q1'25 - $7.0B -
Full Earnings BreakdownEstimates, actuals, guidance, and historical context
→

Market Data

USB Stock Snapshot

USB is currently trading at $55.45, giving U.S. Bancorp a market cap of 83.24B and a P/E ratio of 10.7. Today's range spans $55.02–$55.49, with shares opening at $55.16 and moving up $0.62 (1.1%) from the prior close. DailyIQ's technical score sits at 59/100 (HOLD).

Over the past year USB has traded between $42.21 and $61.19 - the current price is +31.4% off the 52-week low and -9.4% from the high.

U.S. Bancorp (USB) has 83.24B in Financial Services market capitalization and is currently neutral on the technical dashboard: 59/100, HOLD, price $55.45 (in the upper portion of its 52-week range). Sentiment reads neutral at -/100. (P/E: 10.7) In this tier, quiet accumulation often happens in HOLD phases - active managers who want to build positions without signaling do it here, where the price isn't trending and volume patterns are easier to hide. Annual range: $42.21–$61.19.

Portfolio construction in Financial Services often uses large-cap names like USB as tactical swing positions during neutral phases: cheap enough to overweight, liquid enough to exit quickly, and large enough to provide meaningful sector beta. The current 59/100 (HOLD) at $55.45 (in the upper portion of its 52-week range) and neutral sentiment (-/100) frame the position as a catalyst play within the $42.21–$61.19 annual range rather than a directional bet.

Recent News Coverage

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