TFC·Truist Financial Corporation

Realized volatility (21d)

18.5% 27th pct

Below its peak

-23.4%

vs 200-day average

+4.1%

Up days (1y)

51%

Truist Financial Corporation is currently running 18.5% annualised volatility over the last 21 sessions. Measured against TFC's own 13 years of daily returns rather than a market-wide average, that is the 27th percentile — on the quiet side for this stock, against a typical reading of 23.6%. The distinction matters because a number that looks calm for one stock is turbulent for another, and the absolute figure on its own tells you neither.

TFC is trading -23.4% below its running peak. Across 12 full years on file, its median worst-drawdown-in-a-year was -16.7%, and the deepest was -53.1% in 2020. The current drawdown is already deeper than this stock's typical annual low point, which puts it in the part of its range where past recoveries began — and where past declines also continued.

Price sits +4.1% from its 200-day moving average. Against every other day in its history, that gap ranks at the 57th percentile — a somewhat wider gap than its own norm. Over the past year TFC closed higher on 51% of sessions, and it is currently 2 sessions into a rising streak.

On September specifically: over 13 years of records, TFC finished the month higher 4 of 13 times, with a median return of -2.0% and an average of -0.8%. Its strongest month historically has been November at +4.5% on average, its weakest March at -6.8%. Seasonality is a weak signal on its own — a decade is a small sample and regimes change — but it is a real distribution rather than a rule of thumb.

Overnight risk is measurable too: TFC has opened more than 2% away from the prior close in 132 of 3,268 sessions (4.0% of the time), with the largest gaps running +9.0% and -9.2%. For anyone holding through an event, that rate is a better guide to overnight exposure than the intraday range.

Across the last 3 dated reports on file, TFC moved an average of 1.4% in the session after earnings, closing higher 2 of those 3 times, with a median move of +0.5% and a largest of -3.1%.

All figures computed from 3,269 daily closes between 2013-09-05 and 2026-09-03, split-adjusted, recomputed daily. Percentiles are against TFC's own 13-year history, not a peer group or index.