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WFC·Wells Fargo & Company

$89.72
+1.01 (+1.14%)
After Hours
High
$91.99
Open
$90.52
Market Cap
273.04B
52W High
$97.76
Low
$87.91
P. Close
$89.72
P/E
12.08
52W Low
$72.36
Fwd P/E
11.23
DailyIQ Est.
$102.49
Inst. Ownership
36.1%
Short Interest
1.11%
Days to Cover
2.9
Technical Score (1D)
82
BUY
News Sentiment
59
BULLISH
Wells Fargo’s shares fell 1.75 % to $88.71, outpacing the broader market and the finance sector, even though the bank reported a 6.36 % year‑over‑year rise in quarterly EPS and a 3.64 % increase in revenue. The dip is likely a short‑term reaction to market volatility rather than a shift in fundamentals, as consensus estimates still project EPS of $1.84 for the quarter and $7.25 for the year, both up YoY. Investors will be watching the upcoming earnings release for confirmation of these positive trends and any guidance revisions that could alter the market’s pricing of future upside. Earlier today, Wells Fargo launched ExpressSend Mobile, a new cross‑border remittance feature that lets customers send money to 12 countries directly from the mobile app. The move expands the bank’s digital payment footprint and positions it to compete with fintech players in the remittance space, potentially boosting mobile fee income. While the feature is unlikely to materially shift earnings or balance‑sheet metrics in the short term, it signals a broader push to enhance digital capabilities that could support long‑term growth. On Monday, the stock remained firm at $90.43 amid a market sell‑off, buoyed by a bullish golden‑cross technical pattern and a Buy rating from analysts. The technical trend suggests short‑term momentum may persist, but traders should watch for any reversal in the pattern and the next earnings release for confirmation of the upside.
Earnings Summary
Wells Fargo & Company operates as a diversified financial services provider, delivering consumer, commercial, corporate and investment banking, along with wealth and investment management, across the United States and internationally. The bank’s broad segment mix positions it within the highly competitive diversified banking sector, where deposit growth, loan origination and fee income are key performance levers. In the most recent four quarters, Wells Fargo posted a steady rise in earnings per share, moving from $1.39 in Q1 2025 to $1.96 in Q2 2026, while revenue grew from $20.149 billion to $22.622 billion, reflecting a consistent upward trajectory in both profitability and top‑line activity. The bank beat consensus estimates in each of the last three quarters, with EPS exceeding forecasts by 12% to 18% and revenue surpassing expectations in Q4 2025 and Q2 2026, underscoring disciplined cost management and robust fee generation. Historically, Wells Fargo has maintained double‑digit YoY revenue growth over the past three years, with EPS growth outpacing revenue in most periods, indicating efficient leverage of capital and a focus on higher‑margin fee‑based services. The recent launch of ExpressSend Mobile, a mobile‑only remittance service, represents the bank’s latest product expansion; while the service is unlikely to materially shift earnings in the short term, it could enhance cross‑sell opportunities and attract a niche remittance customer base, potentially influencing fee income in future periods. Investors should watch for the bank’s next quarterly guidance on net interest margin and fee‑growth initiatives, as well as any updates on the uptake of ExpressSend Mobile, which could signal early traction and inform expectations for fee‑based revenue expansion. Additionally, monitoring the impact of the bank’s preferred‑share sell‑off and callable note issuance on leverage ratios will be key to assessing balance‑sheet resilience in a high‑rate environment.

EPS

EstBeatMiss
$1.33$1.51$1.68$1.86$2.04Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26
QtrEstActual+/−
Q3'26$1.82 - -
Q2'26$1.70$1.96+15.1%
Q1'26$1.77$1.56-11.9%
Q4'25$1.69$1.76+4.3%
Q3'25$1.55$1.66+7.4%
Q2'25$1.41$1.60+13.6%

Revenue

EstBeatMiss
$20.6B$21.1B$21.7B$22.3B$22.9BQ2'25Q3'25Q4'25Q1'26Q2'26Q3'26
QtrEstActual+/−
Q3'26$22.6B - -
Q2'26$22.0B$22.6B+2.8%
Q1'26$22.0B$21.4B-2.4%
Q4'25$21.9B$21.3B-2.6%
Q3'25 - $21.4B -
Q2'25 - $20.8B -
Full Earnings BreakdownEstimates, actuals, guidance, and historical context
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Market Data

WFC Stock Snapshot

BUY82/100
$89.72+$0.00 (0.0%)
Market cap
273.04B
P/E ratio
12.1
Day range
$87.91 – $91.99
News sentiment
59/100 · Neutral
Analyst target
$100.63 (+12.2%)
Consensus
Buy · 32 analysts
52-week range+24.0% off low · -8.2% from high
$72.36$97.76
Price $89.72 DailyIQ Est. $102.49

Price is in the upper part of its 52-week range, and the momentum read backs that positioning up. Liquidity at this scale means Financial Services rotation matters more to short-term price than any single headline.

Behaviour On Record

What WFC's own history says about today's numbers

Realized volatility (21d)
21.1% 45th pct
Below its peak
-8.2%
vs 200-day average
+3.9%
Up days (1y)
55%

Wells Fargo & Company is currently running 21.1% annualised volatility over the last 21 sessions. Measured against WFC's own 13 years of daily returns rather than a market-wide average, that is the 45th percentile — close to its own typical level, against a typical reading of 22.2%. The distinction matters because a number that looks calm for one stock is turbulent for another, and the absolute figure on its own tells you neither.

WFC is trading -8.2% below its running peak. Across 12 full years on file, its median worst-drawdown-in-a-year was -17.5%, and the deepest was -61.0% in 2020. The current pullback is therefore shallower than what this stock gives back in a typical year, which is context worth having before treating it as a dislocation.

Price sits +3.9% from its 200-day moving average. Against every other day in its history, that gap ranks at the 56th percentile — a somewhat wider gap than its own norm. Over the past year WFC closed higher on 55% of sessions, and it is currently 2 sessions into a falling streak.

On September specifically: over 14 years of records, WFC finished the month higher 6 of 14 times, with a median return of -0.8% and an average of -0.9%. Its strongest month historically has been November at +6.0% on average, its weakest March at -5.4%. Seasonality is a weak signal on its own — a decade is a small sample and regimes change — but it is a real distribution rather than a rule of thumb.

Overnight risk is measurable too: WFC has opened more than 2% away from the prior close in 41 of 3,268 sessions (1.3% of the time), with the largest gaps running +6.2% and -4.7%. For anyone holding through an event, that rate is a better guide to overnight exposure than the intraday range.

Across the last 3 dated reports on file, WFC moved an average of 1.3% in the session after earnings, closing higher 2 of those 3 times, with a median move of +0.0% and a largest of +2.2%.

All figures computed from 3,269 daily closes between 2013-09-16 and 2026-09-15, split-adjusted, recomputed daily. Percentiles are against WFC's own 13-year history, not a peer group or index.

Sector Rotation

Is money rotating into or out of WFC's sector?

Wells Fargo & Company sits in the Financials sector, currently ranked 4th of 11 GICS sectors by relative-strength rotation score (improving). Within its narrower Banks industry group, WFC ranks 7th of 15 tracked industries, improving.

Sector rank
#4 of 11
Sector state
Improving
Sector rotation score
70
Industry rank
#7 of 15

Options Market

What is the options market pricing for WFC?

CallsPuts

For Wells Fargo & Company's nearest expiry (2026-09-18, 3 days out), open interest is put-heavy, a defensive/bearish tilt (put/call ratio of 1.24), with at-the-money implied volatility around 35.5%. The options market is pricing roughly a ±3.0% move by that expiry — a range of about $85.22–$90.47.

Put/call ratio (2026-09-18)
1.24
ATM implied volatility
35.5%
Total open interest
153,285
Expected move by 2026-09-18
±3.0% ($85.22–$90.47)

Analyst Rating Changes

Are analysts turning bullish or bearish on WFC?

JP Morgan most recently reiterated its rating on Wells Fargo & Company to Neutral on Jul 29, 2026 with a price target of $96 (from $94). Over the last 90 days, coverage has run 0 upgrades against 0 downgrades, a net mixed lean.

Latest action
JP Morgan — Neutral
90-day upgrades
0
90-day downgrades
0
Net rating momentum
0
DateFirmActionRatingPrice target
Jul 29, 2026JP MorganMaintainedNeutral$94 → $96
Jul 15, 2026BairdMaintainedNeutral$85 → $92
Jul 15, 2026Keefe, Bruyette & WoodsMaintainedMarket Perform$98 → $94
Jul 7, 2026B of A SecuritiesMaintainedBuy$95 → $102
Jul 7, 2026UBSMaintainedBuy$105 → $104
Jul 6, 2026JP MorganMaintainedNeutral$87 → $94
Jun 29, 2026Morgan StanleyMaintainedEqual-Weight$97 → $102
Jun 26, 2026Truist SecuritiesMaintainedBuy$90 → $94
Apr 30, 2026JP MorganMaintainedNeutral$91 → $87
Apr 15, 2026Piper SandlerReiteratedOverweight$100 → $94
Apr 15, 2026Keefe, Bruyette & WoodsMaintainedMarket Perform$101 → $98
Apr 15, 2026BarclaysMaintainedOverweight$113 → $108

WFC Competitive Positioning

Wells Fargo & Company (WFC) is tracked alongside these names in Banks - Diversified on DailyIQ — ranked by market cap, with today's move alongside.

Held by These ETFs

WFC is a top holding in these ETFs tracked on DailyIQ — bar length shows portfolio weight.