RF·Regions Financial Corporation

Realized volatility (21d)

18.5% 10th pct

Below its peak

-17.0%

vs 200-day average

-6.3%

Up days (1y)

51%

Regions Financial Corporation is currently running 18.5% annualised volatility over the last 21 sessions. Measured against RF's own 13 years of daily returns rather than a market-wide average, that is the 10th percentile — unusually subdued by its own history, against a typical reading of 27.0%. The distinction matters because a number that looks calm for one stock is turbulent for another, and the absolute figure on its own tells you neither.

RF is trading -17.0% below its running peak. Across 12 full years on file, its median worst-drawdown-in-a-year was -23.0%, and the deepest was -55.5% in 2020. The current pullback is therefore shallower than what this stock gives back in a typical year, which is context worth having before treating it as a dislocation.

Price sits -6.3% from its 200-day moving average. Against every other day in its history, that gap ranks at the 23rd percentile — a narrower gap than it typically runs. Over the past year RF closed higher on 51% of sessions, and it is currently 2 sessions into a falling streak.

On October specifically: over 13 years of records, RF finished the month higher 10 of 13 times, with a median return of +3.8% and an average of +2.9%. Its strongest month historically has been November at +6.3% on average, its weakest March at -6.3%. Seasonality is a weak signal on its own — a decade is a small sample and regimes change — but it is a real distribution rather than a rule of thumb.

Overnight risk is measurable too: RF has opened more than 2% away from the prior close in 178 of 3,268 sessions (5.4% of the time), with the largest gaps running +6.8% and -19.3%. For anyone holding through an event, that rate is a better guide to overnight exposure than the intraday range.

All figures computed from 3,269 daily closes between 2013-10-07 and 2026-10-06, split-adjusted, recomputed daily. Percentiles are against RF's own 13-year history, not a peer group or index.