DailyIQ
|
DailyIQ
|
Sector:Financial ServicesAll sectors
Last updated1 minute ago

TRV·The Travelers Companies, Inc.

$398.28
-4.61 (-1.14%)
High
$400.11
Open
$394.72
Market Cap
83.87B
52W High
$418.00
Low
$389.63
P. Close
$398.28
P/E
10.07
52W Low
$266.60
Fwd P/E
12.95
DailyIQ Est.
$369.98
Inst. Own.
76.5%
Short Interest
2.70%
Days to Cover
5.2
Div. Yield
1.18%
Next Ex-Div
~Dec 11
Div. Growth
20+ yrs
NewEarnings release, scored · filed Oct 16, 2026tone -1.9 vs prior release · 145 lines scoredSee the breakdown
Technical Score (1D)
80
BULLISH
News Sentiment
54
MIXED
On Nov 6, it was reported that a group of 48 ETFs had purchased $47.1 million of Travelers (TRV) shares on Nov 4, reversing a $9.8 million net outflow the day before. The largest buyer was the SPDR Dow Jones Industrial Average ETF (DIA), which added 103,845 shares valued at $42.5 million, representing a 2.03 % increase in its stake. Other notable purchasers included XLF and IVV, adding $5.6 million and $2.4 million respectively. The net buying activity suggests a modest confidence boost from institutional investors, though the overall impact on the stock price is limited.
LOW TARGET
$262 -34.2%
4 analysts
MEAN TARGET
$377 -5.5%
25 analysts
HIGH TARGET
$460 +15.5%
7 analysts
PRICE RANGE
$262.00 - $460.00
SB / B / H / S / SS
3/6/21/5/1
DAILYIQ EST.
$369.98 (-7.1%)
Sector
Financial Services
Industry
Insurance - Property & Casualty
Exchange
NYQ
Country
United States
Website
travelers.com
Symbol
TRV
Description
The Travelers Companies, Inc. is a leading provider of property and casualty insurance, serving a diverse clientele across the United States and internationally. The company's core business revolves around three primary segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. Through its Business Insurance segment, Travelers offers a comprehensive suite of products catering to businesses of all sizes, from small enterprises to large corporations, covering areas such as workers' compensation and commercial property. The Bond & Specialty Insurance segment focuses on providing surety, fidelity, and liability coverages, while the Personal Insurance segment offers automobile and homeowners' insurance to individuals. Founded in 1853, Travelers distributes its insurance products through a network of independent agencies and brokers, solidifying its position within the insurance market.
Bought (1Y)
0 shares
$0
Sold (1Y)
461,201.709 shares
$180.7M
BESSETTE ANDY FEVP and Chief Admin Officer
Gift25 shares2026-10-28
BESSETTE ANDY FEVP and Chief Admin Officer
Sell2,999.709 shares2026-10-28
Lefebvre Mojgan MEVP & Chief Tech & Ops Officer
Option Exercise11,000 shares2026-10-27
Lefebvre Mojgan MEVP & Chief Tech & Ops Officer
Sell11,000 shares2026-10-27
Lefebvre Mojgan MEVP & Chief Tech & Ops Officer
Option Exercise11,000 shares2026-10-27
View full insider trading history →
62/ 100
Neutral / mixed
Overall: Neutral
✓Revenue growing year over year
✓Positive net margin
✓Positive operating cash flow
Net Margin
12.9%
Revenue CAGR
3.6%
Debt / Equity
0.29x
Return on Equity
19.1%
View full financials →

EPS

EstBeatMiss
$3.88$5.93$7.98$10.03$12.08Q3'25Q4'25Q1'26Q2'26Q3'26Q4'26
QtrEstActual+/−
Q4'26$9.98 - -
Q3'26$7.49$9.18+22.5%
Q2'26$5.39$10.04+86.1%
Q1'26$4.83$7.71+59.7%
Q4'25$8.89$11.13+25.2%
Q3'25$6.38$8.14+27.6%

Revenue

EstBeatMiss
$10.6B$11.1B$11.6B$12.2B$12.7BQ3'25Q4'25Q1'26Q2'26Q3'26Q4'26
QtrEstActual+/−
Q4'26$10.8B - -
Q3'26$11.5B$11.5B-0.1%
Q2'26$11.5B$12.1B+5.5%
Q1'26$11.2B$11.9B+6.2%
Q4'25$11.1B$12.5B+12.3%
Q3'25 - $11.1B -
Full Earnings BreakdownEstimates, actuals, guidance, and historical context
→

Market Data

TRV Stock Snapshot

BULLISH80/100
$398.28−$4.61 (1.1%)
Market cap
83.87B
P/E ratio
10.1
Day range
$389.63 – $400.11
News sentiment
54/100 · Neutral
Analyst target
$376.54 (-5.5%)
Consensus
Hold · 36 analysts
52-week range+49.4% off low · -4.7% from high
$266.60$418.00
Price $398.28 DailyIQ Est. $369.98

TRV is trading with the trend behind it, which is what pushes the technical read bullish. Sector peers are worth watching - large caps in Financial Services tend to move together on rotation.

Behaviour On Record

What TRV's own history says about today's numbers

Realized volatility (21d)
24.4% 78th pct
Below its peak
0.0%
vs 200-day average
+24.7%
Up days (1y)
56%

The Travelers Companies, Inc. is currently running 24.4% annualised volatility over the last 21 sessions. Measured against TRV's own 13 years of daily returns rather than a market-wide average, that is the 78th percentile — elevated for this stock, against a typical reading of 18.3%.

TRV is at its running peak. Across 13 full years on file its median worst-drawdown-in-a-year was -12.3%, with the deepest at -40.9% in 2020.

Price sits +24.7% from its 200-day moving average. Against every other day in its history, that gap ranks at the 99th percentile — a wider gap than this stock usually carries. Over the past year TRV closed higher on 56% of sessions, and it is currently 2 sessions into a rising streak.

On November specifically: over 13 years of records, TRV finished the month higher 12 of 13 times, with a median return of +4.5% and an average of +4.0%. Its strongest month historically has been October at +4.6% on average, its weakest March at -1.2%.

Overnight risk is measurable too: TRV has opened more than 2% away from the prior close in 80 of 3,268 sessions (2.4% of the time), with the largest gaps running +9.9% and -8.8%.

Across the last 4 dated reports on file, TRV moved an average of 1.2% in the session after earnings, closing higher 2 of those 4 times, with a median move of +0.0% and a largest of -1.7%.

All figures computed from 3,269 daily closes between 2013-11-06 and 2026-11-05, split-adjusted, recomputed daily. Percentiles are against TRV's own 13-year history, not a peer group or index.

Sector Rotation

Is money rotating into or out of TRV's sector?

The Travelers Companies, Inc. sits in the Financials sector, currently ranked 6th of 12 GICS sectors by relative-strength rotation score (leading). Within its narrower Insurance industry group, TRV ranks 4th of 15 tracked industries, leading.

Sector rank
#6 of 12
Sector state
Leading
Sector rotation score
45
Industry rank
#4 of 15

Options Market

What is the options market pricing for TRV?

CallsPuts

For The Travelers Companies, Inc.'s nearest expiry (2026-11-20, 14 days out), open interest is put-heavy, a defensive/bearish tilt (put/call ratio of 1.61), with at-the-money implied volatility around 32.2%. The options market is pricing roughly a ±5.8% move by that expiry — a range of about $374.59–$421.01.

Put/call ratio (2026-11-20)
1.61
ATM implied volatility
32.2%
Total open interest
5,323
Expected move by 2026-11-20
±5.8% ($374.59–$421.01)

Analyst Consensus Estimates

What do analysts expect TRV to earn?

Analysts expect The Travelers Companies, Inc. to earn $36.80 per share in the fiscal year ending Dec 2026 and $30.13 in the fiscal year ending Dec 2028, from 8 estimates. These are analyst forecasts, not company guidance, and later years rest on fewer analysts.

Quarter endingEPS estimateEPS rangeEPS analystsRevenue estimateRevenue analysts
Dec 2026$9.92$8.54 to $11.1725$11.01B10
Mar 2027$7.84$6.94 to $8.7923$10.97B9
Jun 2027$5.91$5.13 to $8.039~$8.55B-
Sep 2027$7.22$6.30 to $9.009~$10.44B-
Fiscal year endingEPS estimateEPS rangeEPS analystsRevenue estimateRevenue analysts
Dec 2026$36.80$35.23 to $38.0126$43.51B12
Dec 2027$31.11$28.61 to $34.2026$44.40B12
Dec 2028$30.13$27.00 to $32.708~$43.57B-

Revenue marked ~ is our calculation from the EPS estimate, not analyst consensus.

Analyst Rating Changes

Are analysts turning bullish or bearish on TRV?

Cantor Fitzgerald most recently reiterated its rating on The Travelers Companies, Inc. to Overweight on Oct 26, 2026 with a price target of $397 (from $378). Over the last 90 days, coverage has run 0 upgrades against 0 downgrades, a net mixed lean.

Latest action
Cantor Fitzgerald: Overweight
90-day upgrades
0
90-day downgrades
0
Net rating momentum
0
DateFirmActionRatingPrice target
Oct 26, 2026Cantor FitzgeraldMaintainedOverweight$378 → $397
Oct 23, 2026Morgan StanleyMaintainedUnderweight$330 → $350
Oct 20, 2026BMO CapitalMaintainedMarket Perform$379 → $388
Oct 20, 2026JP MorganMaintainedNeutral$352 → $379
Oct 20, 2026MizuhoMaintainedNeutral$345 → $371
Oct 20, 2026Keefe, Bruyette & WoodsMaintainedMarket Perform$372 → $382
Oct 19, 2026Wells FargoMaintainedEqual-Weight$341 → $377
Oct 19, 2026Evercore ISI GroupMaintainedIn-Line$349 → $372
Oct 19, 2026Truist SecuritiesMaintainedBuy$425 → $435
Oct 12, 2026Wells FargoMaintainedEqual-Weight$356 → $341
Oct 9, 2026JP MorganMaintainedNeutral$348 → $352
Oct 7, 2026MizuhoMaintainedNeutral$348 → $345

Earnings Release, Scored

What did The Travelers Companies, Inc.'s latest earnings release say?

Filed Oct 16, 2026 · SEC Form 8-K, Exhibit 99

Tone79.7/ 100-1.9 vs prior release
Hedging words0.00per 100 words-0.04 vs prior release
Tone, last 2 releasesScale 50–87

Most important lines

  1. 1

    Shareholders’ equity of $28.995 billion decreased 12% from year-end 2025, primarily due to higher net unrealized investment losses, common share repurchases and dividends to shareholders, partially offset by net income of $5.836 billion.

    New this quarter
  2. 2

    Net favorable prior year reserve development was primarily driven by better than expected loss experience in all major product lines for recent accident years, partially offset by an addition to reserves related to run-off operations, including an addition to asbestos reserves of $295 million.

  3. 3

    New business was a third quarter record at $699 million, up 4% over the prior year quarter.

Scores describe the release's wording. They are not a forecast.

Read all 145 scored lines →

Peers & ETF holders

TRV peers & ETF holders

Insurance - Property & CasualtyMarket cap · today

Top ETF holdersWeight

News & sentiment

What is the news saying about TRV?

TRV rose 10.4% over the month to Nov 6. News tone held between 37 and 75 from Oct 7 to Oct 21, then dropped to 47 on Oct 22.

Daily close and news tone, Oct 6 to Nov 6
$375$400Oct 6Oct 7: tone 59Oct 8: tone 57Oct 9: tone 66Oct 12: tone 57Oct 13Oct 14: tone 50Oct 15: tone 37Oct 16: tone 60Oct 19: tone 72Oct 20: tone 67Oct 21: tone 75Oct 22: tone 47Oct 23: tone 64Oct 26: tone 37Oct 27: tone 50Oct 28: tone 49Oct 29: tone 50Oct 30: tone 31Nov 2: tone 50Nov 3: tone 75Nov 4: tone 50Nov 5: tone 50Nov 6: tone 57Oct 6News toneNov 6123
  1. Oct 8 +3.1%same day: Top Wall Street Forecasters Revamp Travelers Expectations Ahead Of Q3 Earnings
  2. Oct 20 +3.0%same day: Travelers Institute Brings Insurance Availability and Affordability Conversation to Four New Cities
  3. Nov 4 +3.6%
Latest stories naming Travelers Companies

Technical analysis

How strong is TRV's momentum right now?

On the daily chart TRV ranks at the 80th percentile for momentum against 1,060 stocks and ETFs, a bullish reading.

Momentum rank by timeframe0 = weakest, 100 = strongest
See what drives the rankThe inputs behind each timeframe's momentum rank, plus RSI, stochastics, Bollinger Bands and moving averages. Free with an account.

Institutional ownership

Are big funds buying or selling TRV?

95 of the 217 tracked managers added to TRV in their latest 13F and 117 trimmed. Together they own 76.5% of the company, worth $53.5B. BlackRock and State Street alone hold 17.4%.

95adding117trimming5unchanged
Largest holders by stake, latest 13FBar = share of TRV
  1. 1BlackRock, Inc.9.94%
    $6.9B positionTrimmed 3.2% last quarter
  2. 2State Street Corp7.45%
    $5.2B positionTrimmed 2.7% last quarter
  3. 3Vanguard Capital Management LLC6.59%
    $4.6B positionTrimmed 1.2% last quarter
  4. 4FMR LLC (Fidelity)4.87%
    $3.4B positionTrimmed 14.4% last quarter
  5. 5Vanguard Portfolio Management LLC3.94%
    $2.7B positionAdded 54.3% last quarter
  6. 6Geode Capital Management, LLC3.00%
    $2.1B positionAdded 12.0% last quarter
  7. 7Massachusetts Financial Services Co (MFS)2.01%
    $1.4B positionTrimmed 13.5% last quarter
  8. 8Morgan Stanley1.82%
    $1.3B positionAdded 7.1% last quarter
  9. 9Dimensional Fund Advisors LP1.73%
    $1.3B positionAdded 2.5% last quarter
  10. 10JPMorgan Chase & Co1.48%
    $1.0B positionTrimmed 16.5% last quarter
Full holdings history

Congressional trading

Is Congress trading TRV?

6 members of Congress disclosed 6 TRV trades between Jul 23, 2014 and Jul 2, 2026: 2 buys and 4 sells, about $72.5K in estimated value.

BuysSells201620182020202220242026
BuySell$1K–$15K$15K–$50K$50K–$100K$100K–$250K

What stands out

Click one to highlight its trades in the chart
Full trading history

Discover more

How has TRV done against its peers?

Over the six months to Nov 6, TRV returned +32.1%. Of the 15 related stocks and ETFs, 1 did better, led by AJG at +42.4%.

Change since May 6, through Nov 6
−20%0%+20%+40%+60%May 6JunJulAugSepOctNov 6AJG +42.4%TRV +32.1%SLF −1.7%