DailyIQ
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Sector:Financial ServicesAll sectors
Last updated 5 minutes ago

AIZ·Assurant, Inc.

$.
+. (+.%)
After Hours
High
$277.57
Open
$273.63
Market Cap
13.73B
52W High
$284.12
Low
$271.79
P. Close
$275.44
P/E
13.73
52W Low
$183.39
Fwd P/E
52.98
DailyIQ Est.
$296.72
Technical Score (1D)
82
BUY
News Sentiment
47
MIXED
Argus Research has cut its target price for AIZ to $305, citing a weaker earnings outlook and intensified competition in the insurance sector, which signals that the stock may be overvalued relative to fundamentals. The downgrade reflects concerns over rising operating costs and modest growth prospects amid broader macroeconomic uncertainty, suggesting that AIZ’s margins could be pressured over the next 10 trading days. Analysts also note that net premiums earned have declined, indicating softer demand for insurance policies and raising doubts about future revenue growth. The combination of a lower target and weaker premium growth points to potential headwinds for the company in the near term. Traders should watch the upcoming Q2 2026 earnings release on August 4 for guidance on revenue, margin trends, and any revised outlook that could confirm or reverse the negative sentiment. In addition, monitoring updates on reinsurance costs and loss accumulation will clarify the risk profile and help gauge underwriting performance. Regulatory developments that could affect the property‑and‑casualty segment should also be tracked, as they may influence AIZ’s underwriting results. The recent insider sale of $1.8 million in shares could add short‑term volatility, so intraday trading patterns may provide early signals of market reaction. Finally, keep an eye on the rollout of AIZ’s AI‑focused connected living initiatives, as successful deployment could expand margins and offset some of the current headwinds.
Earnings Summary
AIZ, or Assurant, Inc., is a global provider of protection solutions that serves the connected devices, housing, and automotive markets across multiple regions, positioning it as a prominent player in the property‑and‑casualty insurance sector. In its latest reporting cycle, Assurant posted earnings per share of $5.61 in Q4 2025 and $5.95 in Q1 2026, both exceeding consensus estimates of $5.45 and $5.25 respectively; revenue grew from $3.37 billion in Q4 2025 to $3.44 billion in Q1 2026, beating the $3.24 billion and $3.39 billion estimates and marking a continued acceleration in top‑line momentum compared with the prior two quarters of $5.73 EPS and $3.23 billion revenue in Q3 2025 and $5.10 EPS and $3.16 billion revenue in Q2 2025. Historically, Assurant has maintained a streak of earnings and revenue beats over the past eight quarters, underscoring a robust recurring revenue engine driven largely by its Global Lifestyle segment. Recent analyst commentary notes a bullish outlook: Keefe Bruyette & Woods raised its target to $310, citing the expansion of connected living services, while Morgan Stanley lifted its target to $300, highlighting underwriting gains and claims management. Investors should watch the upcoming earnings release for guidance on the growth trajectory of connected living services, any adjustments to premium mix, and potential regulatory impacts on the property‑and‑casualty market, as these factors will shape Assurant’s ability to sustain its earnings momentum and support the elevated valuation range. The next quarter will be a key test of whether the company can translate its diversified product mix into continued profitability. The company’s focus on cross‑sell opportunities within its lifestyle portfolio could further enhance margin resilience in the coming cycle.

EPS

EstBeatMiss
$2.30$3.33$4.36$5.39$6.43Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26
QtrEstActual+/−
Q2'26$5.17 - -
Q1'26$5.25$5.95+13.4%
Q4'25$5.45$5.61+2.9%
Q3'25$4.28$5.73+34.0%
Q2'25$4.45$5.10+14.5%
Q1'25$2.78$3.39+22.1%

Revenue

EstBeatMiss
$3.0B$3.1B$3.3B$3.4B$3.5BQ1'25Q2'25Q3'25Q4'25Q1'26Q2'26
QtrEstActual+/−
Q2'26$3.5B - -
Q1'26$3.4B$3.4B+1.6%
Q4'25$3.2B$3.4B+4.1%
Q3'25 - $3.2B -
Q2'25 - $3.2B -
Q1'25 - $3.1B -
Full Earnings BreakdownEstimates, actuals, guidance, and historical context
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Market Data

AIZ Stock Snapshot

AIZ is currently trading at $275.44, giving Assurant, Inc. a market cap of 13.73B and a P/E ratio of 13.7. Today's range spans $271.79–$277.57, with shares opening at $273.63 and moving up $0.00 (0.0%) from the prior close. DailyIQ's technical score sits at 82/100 (BUY) with a news sentiment reading of 47/100.

Over the past year AIZ has traded between $183.39 and $284.12 - the current price is +50.2% off the 52-week low and -3.1% from the high. 15 analysts cover the stock with a Buy consensus and a mean 12-month target of $293.00 (range $274.00–$310.00), implying upside of +6.4%.

In the Financial Services peer group, Assurant, Inc. (AIZ) stands out for a BUY signal backed by aligned sentiment - score 82/100, sentiment neutral at 47/100, price $275.44 (near 52-week highs). (P/E: 13.7) With 13.73B in market cap, this is large enough to feature on institutional watch lists but small enough to re-rate meaningfully on a positive earnings surprise. The 52-week span of $183.39–$284.12 shows the stock has already proven it can make significant moves.

What makes AIZ's BUY setup (82/100) particularly actionable at 13.73B in Financial Services capitalization is the scale-to-move ratio: large enough to feature on institutional mandates but not so large that the percentage upside is already compressed by index inertia. At $275.44 (near 52-week highs in $183.39–$284.12), with sentiment running neutral at 47/100, the setup rewards conviction-sized positioning more than it does speculative small bets.