Earnings Release

Jack Henry & Associates, Inc.'s latest earnings press release, filed Oct 29, 2026, scored line by line for tone, guidance and what changed since the prior release.

No guidance given16 lines scoredFiled Oct 29, 2026SEC 8-K · Exhibit 99

Release Tone

BALANCED

GuidanceNo guidance givenWhat this release does to the company's outlook

Tone change▼ 5.1pointsvs the prior release (Aug 18, 2026)

Hedging language0.00per 100 words▼ 0.26 vs prior

New this quarter16of 16 linesWording that was not in the prior release

The lines that matter most

Ranked by how material, how strongly worded and how new each sentence is.

1
For 50 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders.
New this quarter
2
For more information about how guidance is developed for deconversion revenue estimates, please see Jack Henry’s Current Report on Form 8-K filed with the Securities and Exchange Commission on Aug. 3, 2023.
New this quarter
3
We empower more than 7,200 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health.
New this quarter
4
We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs.
New this quarter
5
663 Highway 60, P.O. Box 807Vice President, Investor Relations
New this quarter
6
Jack Henry Announces Fiscal 2027 First Quarter Deconversion Revenue Results
New this quarter
7
Based on these results, the deconversion revenue estimate for fiscal year 2027 is $30.0 million.
New this quarter
8
MONETT, Mo., Oct. 29, 2026 — Jack Henry & Associates, Inc. ® (Nasdaq: JKHY) announced today that deconversion revenue for the fiscal first quarter, ended September 30, 2026, was $17.9 million.
New this quarter

Release by release

Tone and guidance for the last 2 earnings releases.

Oct 29, 2026No guidance given54.3-5.1
Aug 18, 2026New outlook issued59.4

Bar length: tone on a 49–69 scale.

The release, annotated

1Highlight rankPositive toneNeutralNegative toneDimmed text: low materiality

Results

Company:Jack Henry & Associates, Inc.Analyst Contact:Vance Sherard, CFA

5663 Highway 60, P.O. Box 807Vice President, Investor Relations

Director of Corporate Communications

FOR IMMEDIATE RELEASE

6Jack Henry Announces Fiscal 2027 First Quarter Deconversion Revenue Results

8MONETT, Mo., Oct. 29, 2026 — Jack Henry & Associates, Inc. ® (Nasdaq: JKHY) announced today that deconversion revenue for the fiscal first quarter, ended September 30, 2026, was $17.9 million.

7Based on these results, the deconversion revenue estimate for fiscal year 2027 is $30.0 million.

2For more information about how guidance is developed for deconversion revenue estimates, please see Jack Henry’s Current Report on Form 8-K filed with the Securities and Exchange Commission on Aug. 3, 2023.

The majority of deconversion revenue is generated when one of Jack Henry’s clients agrees to be acquired by another financial institution, resulting in the termination of the client’s contract with Jack Henry.

In these circumstances, Jack Henry’s recognition of deconversion revenue is driven by factors outside Jack Henry’s control, and this revenue does not represent the true operations of Jack Henry’s ongoing business of providing services to clients.

As a result, Jack Henry excludes deconversion revenue from non-GAAP revenue reported in its quarterly and annual earnings releases.

Jack Henry ® (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve.

4We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs.

1For 50 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders.

3We empower more than 7,200 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health.

Additional information is available at www.jackhenry.com.

3 boilerplate lines (safe-harbor disclaimer, contacts, call details) are set aside.

How this is scored

Source: the press release Jack Henry & Associates, Inc. filed with the SEC as Exhibit 99 to Form 8-K (Item 2.02). Financial statements and boilerplate are set aside.
Tone: a financial sentiment model scores each sentence 0 to 100; the release score weights sentences by how material they are.
Materiality and guidance: a classifier judges whether each sentence is specific information, and what the release does to the outlook.
New this quarter: wording that does not appear in the prior release.
Hedging: uncertainty words (may, could, approximately, headwinds and similar) per 100 words of narrative.

These scores describe the release's language. They are not a forecast or a recommendation. Read the original filing

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