CPAY·Corpay, Inc.

Realized volatility (21d)

21.3% 32nd pct

Below its peak

-5.5%

vs 200-day average

+15.7%

Up days (1y)

55%

Corpay, Inc. is currently running 21.3% annualised volatility over the last 21 sessions. Measured against CPAY's own 13 years of daily returns rather than a market-wide average, that is the 32nd percentile — on the quiet side for this stock, against a typical reading of 26.0%. The distinction matters because a number that looks calm for one stock is turbulent for another, and the absolute figure on its own tells you neither.

CPAY is trading -5.5% below its running peak. Across 12 full years on file, its median worst-drawdown-in-a-year was -21.9%, and the deepest was -47.5% in 2020. The current pullback is therefore shallower than what this stock gives back in a typical year, which is context worth having before treating it as a dislocation.

Price sits +15.7% from its 200-day moving average. Against every other day in its history, that gap ranks at the 83rd percentile — a wider gap than this stock usually carries. Over the past year CPAY closed higher on 55% of sessions, and it is currently 3 sessions into a rising streak.

On October specifically: over 13 years of records, CPAY finished the month higher 8 of 13 times, with a median return of +2.1% and an average of -0.9%. Its strongest month historically has been April at +4.1% on average, its weakest March at -2.9%. Seasonality is a weak signal on its own — a decade is a small sample and regimes change — but it is a real distribution rather than a rule of thumb.

Overnight risk is measurable too: CPAY has opened more than 2% away from the prior close in 134 of 3,267 sessions (4.1% of the time), with the largest gaps running +9.2% and -8.1%. For anyone holding through an event, that rate is a better guide to overnight exposure than the intraday range.

All figures computed from 3,268 daily closes between 2013-10-07 and 2026-10-05, split-adjusted, recomputed daily. Percentiles are against CPAY's own 13-year history, not a peer group or index.