SYF·Synchrony Financial

Realized volatility (21d)

25.7% 38th pct

Below its peak

-14.8%

vs 200-day average

+3.0%

Up days (1y)

53%

Synchrony Financial is currently running 25.7% annualised volatility over the last 21 sessions. Measured against SYF's own 12 years of daily returns rather than a market-wide average, that is the 38th percentile — on the quiet side for this stock, against a typical reading of 28.8%.

SYF is trading -14.8% below its running peak. Across 12 full years on file, its median worst-drawdown-in-a-year was -28.6%, and the deepest was -64.7% in 2020. The current pullback is therefore shallower than what this stock gives back in a typical year, which is context worth having before treating it as a dislocation.

Price sits +3.0% from its 200-day moving average. Against every other day in its history, that gap ranks at the 50th percentile — close to the gap it normally carries. Over the past year SYF closed higher on 53% of sessions, and it is currently 1 session into a rising streak.

On November specifically: over 12 years of records, SYF finished the month higher 10 of 12 times, with a median return of +5.4% and an average of +7.6%. Its strongest month historically has been November at +7.6% on average, its weakest March at -8.2%.

Overnight risk is measurable too: SYF has opened more than 2% away from the prior close in 191 of 3,085 sessions (6.2% of the time), with the largest gaps running +10.3% and -7.5%.

Across the last 4 dated reports on file, SYF moved an average of 0.6% in the session after earnings, closing higher 4 of those 4 times, with a median move of +0.5% and a largest of +1.4%.

All figures computed from 3,086 daily closes between 2014-07-31 and 2026-11-05, split-adjusted, recomputed daily. Percentiles are against SYF's own 12-year history, not a peer group or index.