Market Data
Synchrony Financial
Synchrony Financial is a leading U.S. consumer financial services provider specializing in credit products. The company's core business revolves around offering a diverse portfolio of credit cards, installment loans, and commercial credit solutions, catering to a wide range of consumer needs. Synchrony strategically partners with national and regional retailers, healthcare providers, and various industry associations to distribute its credit offerings, including private label, co-branded, and general-purpose cards. Beyond credit, the company also provides consumer banking products and accepts deposits, further diversifying its financial services. Serving a broad spectrum of sectors, from retail and healthcare to home and auto, Synchrony leverages its established partnerships and digital channels to provide flexible payment and financing options.
SYF is currently trading at $77.40, giving Synchrony Financial a market cap of 27.23B and a P/E ratio of 7.7. Today's range spans $75.20–$78.71, with shares opening at $76.38 and moving down $0.10 (0.1%) from the prior close. DailyIQ's technical score sits at 77/100 (BUY) with a news sentiment reading of 60/100.
Over the past year SYF has traded between $46.13 and $88.77 - the current price is +67.8% off the 52-week low and -12.8% from the high. 29 analysts cover the stock with a Buy consensus and a mean 12-month target of $85.30 (range $71.00–$103.00), implying upside of +10.2%.
SYF scores 77/100 (BUY) and is at $77.40 - in the upper portion of its 52-week range within its $46.13–$88.77 annual range. Sentiment at 60/100 is bullish. At 27.23B in Financial Services market cap (P/E: 7.7), this large-cap name benefits from a dynamic that mega-caps don't have: the potential for multiple expansion. When a name at this size with bullish momentum catches the attention of large allocators, the re-rating can be rapid and meaningful.
| Qtr | Est | Actual | +/− |
|---|---|---|---|
| Q1'26 | $2.16 | - | - |
| Q4'25 | $2.06 | $2.18 | +5.6% |
| Q3'25 | $2.21 | $2.86 | +29.3% |
| Q2'25 | $1.77 | $2.50 | +41.0% |
| Q1'25 | $1.65 | $1.89 | +14.5% |
| Q4'24 | $1.92 | $1.91 | -0.5% |
| Qtr | Est | Actual | +/− |
|---|---|---|---|
| Q1'26 | $3.8B | - | - |
| Q4'25 | $4.8B | $4.8B | -1.2% |
| Q3'25 | - | $3.8B | - |
| Q2'25 | - | $3.6B | - |
| Q1'25 | - | $3.7B | - |
| Q4'24 | - | $3.8B | - |
Sentiment gathered from recent headlines
Most recent articles, ranked by recency (click to expand).