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DailyIQ
Last updated4 minutes ago

PNFP·Pinnacle Financial Partners, Inc.

$101.49
+0.00 (+0.00%)
Overnight$101.49+0.00 (+0.00%)
High
$101.49
Open
$0.00
Market Cap
15.76B
52W High
$110.33
Low
$101.49
P. Close
$101.49
P/E
15.35
52W Low
$81.00
Fwd P/E
8.72
DailyIQ Est.
$124.90
Inst. Own.
68.6%
Short Interest
4.01%
Days to Cover
5.5
Div. Yield
1.71%
Next Ex-Div
~Nov 6
NewEarnings release, scored · filed Oct 21, 2026tone +7.3 vs prior release · 41 lines scoredSee the breakdown
Technical Score (1D)
50
NEUTRAL
News Sentiment
67
BULLISH
PNFP scores 50 on the 1D technical view with a NEUTRAL signal and mixed momentum. Price action is in a neutral range - the market is coiling, and neither side has been willing to push to a definitive break. Sentiment at 67 is diverging from the flat technical backdrop, removing sentiment as a directional catalyst for now. Consolidations like this are often a sign that the market is waiting for new information before committing capital in either direction. The range between $100.62 and $109.00 is well-defined. When this kind of compression resolves - particularly if it resolves with a gap or range-expansion bar - the follow-through tends to be more sustained than a typical breakout because of the energy that builds during the quiet phase. Coiled setups like this are as much about time as they are about price - the longer PNFP compresses between $100.62 and $109.00 without a catalyst, the more the eventual move tends to compensate. Watching for a volume spike on the actual break, rather than trying to anticipate direction from the shape of the range, has historically been the more reliable approach.
LOW TARGET
$105 +3.5%
2 analysts
MEAN TARGET
$121 +19.6%
13 analysts
HIGH TARGET
$140 +37.9%
14 analysts
PRICE RANGE
$105.00 - $140.00
SB / B / H / S / SS
6/16/5/1/1
DAILYIQ EST.
$124.90 (+23.1%)
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYQ
Country
United States
Website
Symbol
PNFP
Description
Pinnacle Financial Partners, Inc. is a bank holding company that operates through its subsidiary, Pinnacle Bank, offering a comprehensive suite of banking products and services across the United States. The company focuses on providing a range of deposit accounts, including checking, savings, and certificates of deposit, alongside treasury management solutions designed for businesses. Pinnacle also extends credit through various loan products, such as commercial real estate, equipment financing, and consumer loans, and offers credit card options for both individuals and businesses. Beyond traditional banking, Pinnacle provides investment products, brokerage services, and fiduciary services, including personal trust and estate administration, positioning itself as a full-service financial partner for a diverse clientele.
Bought (1Y)
23,078 shares
$2.3M
Sold (1Y)
182,228 shares
$19.7M
KAMENSKY ALLAN EChief Legal Officer
Sell5,000 shares2026-11-02
INGRAM DAVID B-
Buy10,000 shares2026-10-28
Montana Gregory G-
Buy500 shares2026-09-10
GREGORY ANDREW J. JR.Chief Financial Officer
Gift8,000 shares2026-09-10
Blair Kevin S.Chief Executive Officer
Buy2,565 shares2026-09-01
64/ 100
Neutral / mixed
Overall: Neutral
✓Positive operating cash flow
✕High liabilities relative to assets
✓Analyst target above current price
Return on Equity
9.1%
Earnings Summary
In the most recent two quarters, Q3 2026 and Q4 2026, Pinnacle reported EPS of $2.69 and $2.7661 respectively, both slightly above analyst expectations of $2.6849 and $2.7661, while revenue in Q3 2026 reached $1.312 billion, surpassing the $1.308 billion estimate, and Q4 2026 revenue is projected at $1.347 billion, matching the $1.347 billion estimate; the company has consistently beat or matched estimates in the last four quarters, with EPS exceeding forecasts in three of those periods. Historically, the bank has shown a steady YoY revenue growth trajectory, with EPS growth outpacing revenue growth in recent periods, indicating efficient cost management and margin expansion; the bank has also maintained a pattern of beating earnings estimates while revenue growth has remained modest but consistent. Recent news highlights that federal reserve rate dynamics are favorable for banks with strong lending and deposit models, and analysts have noted that Pinnacle’s traditional lending focus could allow margin expansion under sustained rate pressure, reinforcing the company’s earnings resilience.

EPS

EstBeatMiss
$1.65$1.97$2.28$2.60$2.91Q1'25Q1'26Q2'26Q3'26Q4'26
QtrEstActual+/−
Q4'26$2.77 - -
Q3'26$2.68$2.69+0.2%
Q2'26$2.46$2.50+1.7%
Q1'26$2.33$2.39+2.4%
Q1'25$1.80$1.90+5.6%

Revenue

EstBeatMiss
$330M$618M$905M$1.2B$1.5BQ1'25Q1'26Q2'26Q3'26Q4'26
QtrEstActual+/−
Q4'26$1.3B - -
Q3'26$1.3B$1.3B+0.3%
Q2'26$1.3B$1.2B-2.8%
Q1'26$1.2B$1.2B+1.5%
Q1'25 - $463M -

Market Data

PNFP Stock Snapshot

NEUTRAL50/100
$101.49+$0.00 (0.0%)
Market cap
15.76B
P/E ratio
15.3
Day range
$101.49 – $101.49
News sentiment
67/100 · Bullish
Analyst target
$121.41 (+19.6%)
Consensus
Buy · 29 analysts
52-week range+25.3% off low · -8.0% from high
$81.00$110.33
Price $101.49 DailyIQ Est. $124.90

Momentum has flattened on PNFP, leaving the next move dependent on news rather than the chart. Sector peers are worth watching - large caps in Financial Services tend to move together on rotation.

Sector Rotation

Is money rotating into or out of PNFP's sector?

Pinnacle Financial Partners, Inc. sits in the Financials sector, currently ranked 4th of 12 GICS sectors by relative-strength rotation score (leading). Within its narrower Banks industry group, PNFP ranks 5th of 15 tracked industries, leading.

Sector rank
#4 of 12
Sector state
Leading
Sector rotation score
82
Industry rank
#5 of 15

Options Market

What is the options market pricing for PNFP?

CallsPuts

For Pinnacle Financial Partners, Inc.'s nearest expiry (2026-11-20, 14 days out), open interest is roughly balanced between puts and calls (put/call ratio of 0.86), with at-the-money implied volatility around 55.4%. The options market is pricing roughly a ±9.8% move by that expiry — a range of about $89.42–$108.74.

Put/call ratio (2026-11-20)
0.86
ATM implied volatility
55.4%
Total open interest
1,749
Expected move by 2026-11-20
±9.8% ($89.42–$108.74)

Analyst Consensus Estimates

What do analysts expect PNFP to earn?

Analysts expect Pinnacle Financial Partners, Inc. to earn $10.26 per share in the fiscal year ending Dec 2026 and $13.10 in the fiscal year ending Dec 2028, from 7 estimates. These are analyst forecasts, not company guidance, and later years rest on fewer analysts.

Quarter endingEPS estimateEPS rangeEPS analystsRevenue estimateRevenue analysts
Dec 2026$2.72$2.61 to $2.9422$1.33B18
Mar 2027$2.69$2.52 to $2.8716$1.33B11
Jun 2027$2.86$2.75 to $3.047~$1.37B-
Sep 2027$2.99$2.86 to $3.157~$1.43B-
Fiscal year endingEPS estimateEPS rangeEPS analystsRevenue estimateRevenue analysts
Dec 2026$10.26$10.09 to $10.3822$5.10B19
Dec 2027$11.63$11.25 to $12.4722$5.54B19
Dec 2028$13.10$12.30 to $13.887~$6.28B-

Revenue marked ~ is our calculation from the EPS estimate, not analyst consensus.

Analyst Rating Changes

Are analysts turning bullish or bearish on PNFP?

Truist Securities most recently reiterated its rating on Pinnacle Financial Partners, Inc. to Buy on Oct 28, 2026 with a price target of $120 (from $112). Over the last 90 days, coverage has run 1 upgrade against 0 downgrades, a net bullish lean.

Latest action
Truist Securities: Buy
90-day upgrades
1
90-day downgrades
0
Net rating momentum
+1
DateFirmActionRatingPrice target
Oct 28, 2026Truist SecuritiesMaintainedBuy$112 → $120
Oct 27, 2026UBSMaintainedBuy$115 → $120
Oct 26, 2026Piper SandlerMaintainedOverweight$125 → $127
Oct 23, 2026DA DavidsonMaintainedNeutral$112 → $115
Oct 23, 2026JP MorganMaintainedOverweight$115 → $125
Oct 23, 2026StoneXMaintainedBuy$130 → $131
Oct 23, 2026RBC CapitalMaintainedOutperform$117 → $120
Oct 23, 2026TD CowenMaintainedBuy$115 → $118
Oct 23, 2026Morgan StanleyMaintainedOverweight$139 → $140
Oct 23, 2026BairdMaintainedOutperform$115 → $120
Oct 9, 2026Truist SecuritiesMaintainedBuy$118 → $112
Oct 5, 2026TD CowenMaintainedBuy$119 → $115

Earnings Release, Scored

What did Pinnacle Financial Partners, Inc.'s latest earnings release say?

Filed Oct 21, 2026 · SEC Form 8-K, Exhibit 99

Tone63.8/ 100+7.3 vs prior release
Hedging words0.28per 100 words-0.01 vs prior release
Tone, last 3 releasesScale 50–70

Most important lines

  1. 1

    Excluding merger-related expense and certain other items, adjusted non-interest expense was $690 million, up 4% on a linked-quarter basis, with increased employment expense primarily driven by a true-up to the annual incentive accrual for revenue and EPS growth, and accelerated revenue producer hiring.

    New this quarter
  2. 2

    Linked-quarter adjusted non-interest revenue increased $53 million from the second quarter, driven by an increase in income from our equity-method investment in BHG, which was the result of higher production, and by a $23 million gain associated with the payoff of an equipment lease during the quarter.

    New this quarter
  3. 3

    On a linked-quarter basis, the net margin declined 4 basis points to 3.40%, driven primarily by increasing deposit costs and the ongoing, wholesale-funded liquidity build, partially offset by rising securities and loan yields.

    Negative tone

Peers & ETF holders

PNFP peers & ETF holders

News & sentiment

What is the news saying about PNFP?

PNFP rose 5.7% over the month to Nov 5. News tone held between 0 and 70 from Oct 5 to Oct 12, then jumped to 98 on Oct 13.

Daily close and news tone, Oct 5 to Nov 5
$95$100$105Oct 5: tone 30Oct 6: tone 64Oct 7: tone 50Oct 8: tone 27Oct 9: tone 70Oct 12: tone 0Oct 13: tone 98Oct 14: tone 59Oct 15: tone 94Oct 16: tone 0Oct 19: tone 85Oct 20: tone 74Oct 21: tone 70Oct 22: tone 62Oct 23: tone 74Oct 26: tone 48Oct 27: tone 71Oct 28: tone 70Oct 29: tone 57Oct 30: tone 81Nov 2Nov 3Nov 4Nov 5Oct 5News toneNov 5123
  1. Oct 7 -3.2%same day: Pinnacle Financial Partners CEO Kevin Blair and CFO Jamie Gregory to hold fireside chat at BancAnalysts Association of Boston Conference
  2. Oct 22 +2.8%same day: Pinnacle Financial Partners, Inc. Q3 2026 Earnings Call Summary
  3. Oct 29 +3.3%same day: Higher Rates Still Matter for U.S. Bank Stocks Like Pinnacle Financial Partners

Technical analysis

How strong is PNFP's momentum right now?

On the daily chart PNFP ranks at the 50th percentile for momentum against the stocks and ETFs DailyIQ tracks, a neutral reading.

Momentum rank by timeframe0 = weakest, 100 = strongest
See what drives the rankThe inputs behind each timeframe's momentum rank, plus RSI, stochastics, Bollinger Bands and moving averages. Free with an account.

Institutional ownership

Are big funds buying or selling PNFP?

81 of the 171 tracked managers added to PNFP in their latest 13F and 85 trimmed. Together they own 68.6% of the company, worth $10.7B. BlackRock and Wellington Management alone hold 18.1%.

81adding85trimming5unchanged
Largest holders by stake, latest 13FBar = share of PNFP
  1. $1.7B positionAdded 2.8% last quarter
  2. $1.1B positionAdded 22.1% last quarter
  3. $1.1B positionAdded 45.7% last quarter
  4. $696.9M positionTrimmed 1.3% last quarter
  5. $663.4M positionTrimmed 2.8% last quarter
  6. $623.8M positionAdded 5.0% last quarter
  7. $565.7M positionAdded 56.6% last quarter
  8. $474.9M positionTrimmed 0.6% last quarter
  9. $346.5M positionNew position last quarter
  10. $343.8M positionTrimmed 14.3% last quarter
Full holdings history

Congressional trading

Is Congress trading PNFP?

1 member of Congress disclosed 1 PNFP trade on Dec 29, 2021: 1 sell, about $175.0K in estimated value.

BuysSellsDec
BuySell$1K–$15K$15K–$50K$50K–$100K$100K–$250K

Discover more

How has PNFP done against its peers?

Over the six months to Nov 5, PNFP returned +2.5%. Of the 15 related stocks and ETFs, 11 did better, led by MA at +31.8%.

Change since May 5, through Nov 5
−20%0%+20%+40%May 5JunJulAugSepOctNov 5MA +31.8%PNFP +2.5%BAC −6.5%