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PNFP·Pinnacle Financial Partners, Inc.

$100.09
+0.82 (+0.83%)
Pre-Market
High
$99.95
Open
$99.95
Market Cap
15.03B
52W High
$110.33
Low
$99.95
P. Close
$100.09
P/E
18.31
52W Low
$81.00
Fwd P/E
8.71
DailyIQ Est.
$122.59
Inst. Ownership
2.1%
Short Interest
3.08%
Days to Cover
5.2
Technical Score (1D)
50
NEUTRAL
News Sentiment
82
BULLISH
PNFP scores 50 on the 1D technical view with a NEUTRAL signal and mixed momentum. Price action is in a neutral range - the market is coiling, and neither side has been willing to push to a definitive break. Sentiment at 82 is diverging from the flat technical backdrop, removing sentiment as a directional catalyst for now. Consolidations like this are often a sign that the market is waiting for new information before committing capital in either direction. The range between $95.95 and $103.95 is well-defined. When this kind of compression resolves - particularly if it resolves with a gap or range-expansion bar - the follow-through tends to be more sustained than a typical breakout because of the energy that builds during the quiet phase. Coiled setups like this are as much about time as they are about price - the longer PNFP compresses between $95.95 and $103.95 without a catalyst, the more the eventual move tends to compensate. Watching for a volume spike on the actual break, rather than trying to anticipate direction from the shape of the range, has historically been the more reliable approach.
Earnings Summary
Pinnacle Financial Partners, Inc. is a regional bank holding company that operates through Pinnacle Bank, offering deposit, loan, and treasury management products, along with investment, brokerage, and fiduciary services. The firm serves a diverse client base across the United States and competes in the regional banking sector where net‑interest margin and fee income growth are critical. In Q1 2025, Pinnacle reported EPS of $1.90 versus an estimate of $1.80, with revenue of $462.9 m, while Q1 2026 earnings were not yet released but estimates rose to $2.29, indicating expectations of stronger performance. Q2 2026 saw EPS of $2.50 versus an estimate of $2.51 and revenue of $1.232 bn versus an estimate of $1.267 bn, reflecting a slight revenue shortfall but a near‑beat on earnings. Historically, the bank has shown a trajectory of rising net‑interest income, with a 21.7% annual increase, and growing loan balances, supporting a higher margin outlook. Recent insider activity, with CEO Kevin S. Blair purchasing 2,565 shares at $97.48, signals management confidence in the bank’s growth prospects, while Morgan Stanley’s new coverage assigns an overweight rating and a $118.10 target, emphasizing the firm’s robust fee structure and wealth‑management expansion. Investors should watch the upcoming Q3 2026 earnings for confirmation of loan‑portfolio gains and fee‑income trends, as well as any regulatory updates that could affect capital requirements or deposit‑rate policy. These factors will be key to evaluating whether Pinnacle can sustain its earnings trajectory in a competitive regional banking environment.

EPS

EstBeatMiss
$1.69$1.92$2.15$2.38$2.62Q1'25Q2'26Q1'26
QtrEstActual+/−
Q1'26$2.29 - -
Q2'26$2.51$2.50-0.3%
Q1'25$1.80$1.90+5.6%

Revenue

EstBeatMiss
$342M$604M$865M$1.1B$1.4BQ1'25Q2'26Q1'26
QtrEstActual+/−
Q1'26$1.2B - -
Q2'26$1.3B$1.2B-2.8%
Q1'25 - $463M -

Market Data

PNFP Stock Snapshot

HOLD50/100
$99.95$0.16 (0.2%)
Market cap
15.03B
P/E ratio
18.3
Day range
$99.95 – $99.95
News sentiment
82/100 · Bullish
Analyst target
$120.10 (+20.2%)
Consensus
Buy · 28 analysts
52-week range+23.4% off low · -9.4% from high
$81.00$110.33
Price $99.95 DailyIQ Est. $122.59

Momentum has flattened on PNFP, leaving the next move dependent on news rather than the chart. Sector peers are worth watching - large caps in Financial Services tend to move together on rotation.

Sector Rotation

Is money rotating into or out of PNFP's sector?

Pinnacle Financial Partners, Inc. sits in the Financials sector, currently ranked 4th of 11 GICS sectors by relative-strength rotation score (lagging).

Sector rank
#4 of 11
Sector state
Lagging
Sector rotation score
70

Options Market

What is the options market pricing for PNFP?

CallsPuts

For Pinnacle Financial Partners, Inc.'s nearest expiry (2026-09-18, 3 days out), open interest is call-heavy, a bullish tilt (put/call ratio of 0.41), with at-the-money implied volatility around 12.5%. The options market is pricing roughly a ±1.1% move by that expiry — a range of about $103.69–$106.07.

Put/call ratio (2026-09-18)
0.41
ATM implied volatility
12.5%
Total open interest
708
Expected move by 2026-09-18
±1.1% ($103.69–$106.07)

Analyst Rating Changes

Are analysts turning bullish or bearish on PNFP?

Morgan Stanley most recently initiated coverage on Pinnacle Financial Partners, Inc. to Overweight on Sep 8, 2026 with a price target of $137. Over the last 90 days, coverage has run 0 upgrades against 0 downgrades, a net mixed lean.

Latest action
Morgan StanleyOverweight
90-day upgrades
0
90-day downgrades
0
Net rating momentum
0
DateFirmActionRatingPrice target
Sep 8, 2026Morgan StanleyInitiatedOverweight$137
Aug 10, 2026Wells FargoMaintainedEqual-Weight$111 → $118
Aug 5, 2026BenchmarkMaintainedBuy$125 → $130
Jul 28, 2026Evercore ISI GroupMaintainedOutperform$120 → $118
Jul 28, 2026Truist SecuritiesMaintainedBuy$115 → $118
Jul 27, 2026TD CowenMaintainedBuy$116 → $119
Jul 25, 2026DA DavidsonMaintainedNeutral$109 → $112
Jul 24, 2026JP MorganMaintainedOverweight$125 → $120
Jul 24, 2026Piper SandlerMaintainedOverweight$122 → $123
Jul 24, 2026BenchmarkMaintainedBuy$132 → $125
Jul 6, 2026Evercore ISI GroupMaintainedOutperform$115 → $120
Jul 1, 2026JP MorganMaintainedOverweight$115 → $125

PNFP Competitive Positioning

Pinnacle Financial Partners, Inc. (PNFP) is tracked alongside these names in Banks - Regional on DailyIQ — ranked by market cap, with today's move alongside.