ALLY·Ally Financial Inc.

Realized volatility (21d)

16.4% 7th pct

Below its peak

-33.4%

vs 200-day average

-11.8%

Up days (1y)

54%

Ally Financial Inc. is currently running 16.4% annualised volatility over the last 21 sessions. Measured against ALLY's own 12 years of daily returns rather than a market-wide average, that is the 7th percentile — unusually subdued by its own history, against a typical reading of 28.7%. The distinction matters because a number that looks calm for one stock is turbulent for another, and the absolute figure on its own tells you neither.

ALLY is trading -33.4% below its running peak. Across 11 full years on file, its median worst-drawdown-in-a-year was -26.0%, and the deepest was -65.2% in 2020. The current drawdown is already deeper than this stock's typical annual low point, which puts it in the part of its range where past recoveries began — and where past declines also continued.

Price sits -11.8% from its 200-day moving average. Against every other day in its history, that gap ranks at the 16th percentile — a narrower gap than it typically runs. Over the past year ALLY closed higher on 54% of sessions, and it is currently 1 session into a falling streak.

On October specifically: over 12 years of records, ALLY finished the month higher 5 of 12 times, with a median return of -2.8% and an average of -2.1%. Its strongest month historically has been November at +5.6% on average, its weakest March at -4.4%. Seasonality is a weak signal on its own — a decade is a small sample and regimes change — but it is a real distribution rather than a rule of thumb.

Overnight risk is measurable too: ALLY has opened more than 2% away from the prior close in 172 of 3,139 sessions (5.5% of the time), with the largest gaps running +8.1% and -8.4%. For anyone holding through an event, that rate is a better guide to overnight exposure than the intraday range.

All figures computed from 3,140 daily closes between 2014-04-10 and 2026-10-05, split-adjusted, recomputed daily. Percentiles are against ALLY's own 13-year history, not a peer group or index.