V·Visa Inc.

Realized volatility (21d)

16.8% 39th pct

Below its peak

-3.8%

vs 200-day average

+9.5%

Up days (1y)

48%

Visa Inc. is currently running 16.8% annualised volatility over the last 21 sessions. Measured against V's own 13 years of daily returns rather than a market-wide average, that is the 39th percentile — on the quiet side for this stock, against a typical reading of 18.2%. The distinction matters because a number that looks calm for one stock is turbulent for another, and the absolute figure on its own tells you neither.

V is trading -3.8% below its running peak. Across 12 full years on file, its median worst-drawdown-in-a-year was -14.2%, and the deepest was -34.7% in 2020. The current pullback is therefore shallower than what this stock gives back in a typical year, which is context worth having before treating it as a dislocation.

Price sits +9.5% from its 200-day moving average. Against every other day in its history, that gap ranks at the 63rd percentile — a somewhat wider gap than its own norm. Over the past year V closed higher on 48% of sessions, and it is currently 2 sessions into a rising streak.

On October specifically: over 13 years of records, V finished the month higher 8 of 13 times, with a median return of +2.5% and an average of +2.3%. Its strongest month historically has been November at +3.2% on average, its weakest September at -2.6%. Seasonality is a weak signal on its own — a decade is a small sample and regimes change — but it is a real distribution rather than a rule of thumb.

Overnight risk is measurable too: V has opened more than 2% away from the prior close in 37 of 3,267 sessions (1.1% of the time), with the largest gaps running +6.8% and -8.2%. For anyone holding through an event, that rate is a better guide to overnight exposure than the intraday range.

Across the last 3 dated reports on file, V moved an average of 1.5% in the session after earnings, closing higher 2 of those 3 times, with a median move of +2.1% and a largest of +2.3%.

All figures computed from 3,268 daily closes between 2013-10-07 and 2026-10-05, split-adjusted, recomputed daily. Percentiles are against V's own 13-year history, not a peer group or index.