DailyIQ
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CHYM·Chime Financial Inc. Class A

$29.21
-0.69 (-2.31%)
High
$29.83
Open
$29.65
Market Cap
11.53B
52W High
$37.49
Low
$28.90
P. Close
$29.21
P/E
-
52W Low
$15.88
Fwd P/E
18.57
DailyIQ Est.
$41.74
Inst. Ownership
13.4%
Short Interest
6.59%
Days to Cover
3.5
Technical Score (1D)
88
BULLISH
News Sentiment
45
MIXED
On Oct 13, 2026, a Form 4 filing disclosed that Chime Financial co‑founder and director Ryan A. King sold 50,300 shares of CHYM for $1,479,070. The sale reduced his direct holdings to 191,667 Class A shares, leaving him with a controlling stake. The transaction was filed with the SEC on Oct 9, 2026 and publicly disclosed on Oct 13, 2026. No public commentary from the company or the insider accompanied the filing. The disclosure provides a clear record of the insider’s trading activity and the resulting ownership position.
LOW TARGET
$31 +6.8%
2 analysts
MEAN TARGET
$40 +36.9%
13 analysts
HIGH TARGET
$50 +72.2%
15 analysts
PRICE RANGE
$31.00 - $50.00
SB / B / H / S / SS
5/19/4/1/1
DAILYIQ EST.
$41.74 (+43.8%)
Bought (1Y)
0 shares
$0
Sold (1Y)
26,798,826 shares
$872.7M
King Ryan ACo-Founder
Conversion300 shares2026-10-13
King Ryan ACo-Founder
Sell300 shares2026-10-13
King Ryan ACo-Founder
Conversion300 shares2026-10-13
King Ryan ACo-Founder
Conversion50,000 shares2026-10-09
King Ryan ACo-Founder
Sell50,000 shares2026-10-09
69/ 100
Bullish
Overall: Bullish
✓Revenue growing year over year
✕Negative net margin
✓Positive operating cash flow
Gross Margin
88.0%
Net Margin
-46.2%
Revenue CAGR
30.8%
Current Ratio
4.53x
Return on Equity
-72.1%

EPS

EstBeatMiss
$-0.30$-0.19$-0.08$0.03$0.14Q3'25Q3'26
QtrEstActual+/−
Q3'26$0.09 - -
Q3'25$-0.24$-0.15+38.8%

Revenue

EstBeatMiss
$518M$573M$628M$683M$738MQ3'25Q3'26
QtrEstActual+/−
Q3'26$713M - -
Q3'25 - $544M -

Market Data

CHYM Stock Snapshot

BULLISH88/100
$29.21−$0.69 (2.3%)
Market cap
11.53B
Day range
$28.90 – $29.83
News sentiment
45/100 · Neutral
Analyst target
$39.73 (+36.0%)
Consensus
Buy · 30 analysts
52-week range+83.9% off low · -22.1% from high
$15.88$37.49
Price $29.21 DailyIQ Est. $41.74

Trend, momentum and range position line up bullish on CHYM at the moment. Institutional coverage is thorough here, so shifts in analyst expectations show up in price quickly.

Sector Rotation

Is money rotating into or out of CHYM's sector?

Chime Financial Inc. Class A sits in the Financials sector, currently ranked 12th of 12 GICS sectors by relative-strength rotation score (improving).

Sector rank
#12 of 12
Sector state
Improving
Sector rotation score
9

Options Market

What is the options market pricing for CHYM?

CallsPuts

For Chime Financial Inc. Class A's nearest expiry (2026-10-16, 2 days out), open interest is call-heavy, a bullish tilt (put/call ratio of 0.58), with at-the-money implied volatility around 1.6%. The options market is pricing roughly a ±0.1% move by that expiry — a range of about $29.43–$29.49.

Put/call ratio (2026-10-16)
0.58
ATM implied volatility
1.6%
Total open interest
8,566
Expected move by 2026-10-16
±0.1% ($29.43–$29.49)

Analyst Rating Changes

Are analysts turning bullish or bearish on CHYM?

Deutsche Bank most recently upgraded Chime Financial Inc. Class A to Buy on Oct 8, 2026 with a price target of $35 (from $30). Over the last 90 days, coverage has run 2 upgrades against 0 downgrades, a net bullish lean.

Latest action
Deutsche Bank — Buy
90-day upgrades
2
90-day downgrades
0
Net rating momentum
+2
DateFirmActionRatingPrice target
Oct 8, 2026Deutsche BankUpgradeHold → Buy$30 → $35
Sep 15, 2026Goldman SachsMaintainedBuy$33 → $37
Sep 14, 2026B. Riley SecuritiesMaintainedBuy$37 → $44
Sep 14, 2026Rothschild & CoUpgradeNeutral → Buy$46
Sep 9, 2026Loop CapitalInitiatedBuy$45
Sep 9, 2026ScotiabankMaintainedSector Outperform$40 → $42
Sep 9, 2026UBSMaintainedNeutral$28 → $31
Sep 9, 2026Morgan StanleyMaintainedOverweight$39 → $40
Sep 9, 2026Piper SandlerMaintainedOverweight$35 → $40
Sep 9, 2026Evercore ISI GroupMaintainedOutperform$39 → $42
Sep 9, 2026BarclaysMaintainedOverweight$33 → $40
Sep 9, 2026KeybancMaintainedOverweight$33 → $40

ETF holders

ETFs holding CHYM

News Sentiment Analysis

Sentiment gathered from recent headlines

45/100
Strong NegativeNeutralStrong Positive
MIXED

Recent News Coverage

Most recent articles, ranked by recency (click to expand).

10+ articles
What did this article say?
On October 9, 2026, Chime Financial co‑founder and director Ryan A. King sold 50,300 shares of CHYM, totaling $1,479,070, as reported in a Form 4 filing. The transaction reduced his direct holdings to 191,667 Class A shares, leaving him with a controlling stake. The sale was disclosed in the SEC filing released on October 13, 2026, and was not accompanied by any public commentary from the company or the insider.
What did this article say?
The article contrasts the growth strategies of Chime (CHYM) and SoFi, highlighting Chime’s focus on payments, direct deposits, and short‑term liquidity, while SoFi leverages a national bank charter to combine lending, deposits, and digital assets. It notes Chime’s planned acquisition of Stride Bank as a potential consolidation of operations. The piece evaluates how each company’s model could translate growth into sustainable profits, without indicating any immediate material event for either firm.
What did this article say?
Deutsche Bank upgraded Chime Financial (CHYM) to a buy rating, raising its price target to $35 per share. The upgrade prompted a 2.4% rise in CHYM shares on Thursday, with trading volume near 2.2 million shares. The move reflects confidence in the company’s growth prospects and may influence investor sentiment moving forward.
What did this article say?
Deutsche Bank upgraded Chime Financial (CHYM) from Hold to Buy, citing stronger fundamentals and a revised price target of $35. The rating change reflects confidence in the company’s growth prospects and recent operational improvements. Analysts noted that the new target aligns with a bullish view of the fintech sector and CHYM’s expanding customer base. The upgrade signals a positive market sentiment toward the stock.
What did this article say?
Deutsche Bank analyst Nate Svensson upgraded Chime Financial (NASDAQ:CHYM) from Hold to Buy on October 8, raising the price target from $30 to $35. The upgrade signals confidence in the company’s growth prospects and earnings trajectory. The new target reflects expectations of improved profitability and market share expansion. The rating change is likely to attract additional investor interest and could support the stock’s valuation.
What did this article say?
Zacks.com highlighted Chime Financial (CHYM) in its latest Analyst Blog, listing it alongside Marqeta and Kronos. The blog noted that the third‑quarter earnings season was underway and that the market had shown resilience amid macro‑economic pressures. No specific earnings guidance or material event for CHYM was disclosed. The mention serves as a routine inclusion in a broader market commentary.
What did this article say?
CHYM was highlighted among three stocks expected to post more than 100% earnings growth in the third quarter, according to a recent earnings preview. The forecast stems from rising earnings estimates and strong prior‑quarter performance, suggesting a significant upside for the company. Analysts noted that the broader market remains resilient despite macro‑headwinds, positioning CHYM favorably within the sector. The projection indicates a material positive catalyst for the stock, potentially driving investor interest ahead of the earnings release. The outlook reflects confirmed expectations of substantial earnings improvement for CHYM in Q3.
What did this article say?
William Blair highlighted Chime Financial (CHYM) as one of six stocks with significant catalysts for October. Analysts noted increasing user activity and the launch of MyPay and Instant Loans as key growth drivers. The inclusion signals renewed confidence in Chime’s product expansion and earnings potential. The article underscores the company’s positioning within the fintech sector and its potential to capitalize on emerging payment solutions.
What did this article say?
Chime Financial has signed a definitive agreement to acquire Stride Bank, giving it a full banking charter and direct control over deposits. The deal moves Chime away from a partner‑bank model and expands its national consumer banking footprint. The acquisition is expected to accelerate product roll‑outs and customer acquisition, potentially boosting revenue and margin profile.
What did this article say?
Chime Financial has opened a new 84,000‑sq‑ft hub in Manhattan’s Flatiron District, consolidating its growing New York operations. The move follows the company’s recent 2026 revenue guidance, signaling confidence in continued growth. While the stock has seen short‑term volatility, long‑term performance remains strong, with a 90‑day return of over 70% and a 1‑year total shareholder return near 28%.

Technical Analysis

Real-time indicators across multiple timeframes

88
BULLISH
Momentum rank against about 1,000 stocks and ETFs for this timeframe.
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Institutional & Hedge Fund Ownership
25 tracked managers · $1.09B combined position · 14 adding, 10 trimming, 1 unchanged (latest 13F filings)
ManagerTrendShares Held% of Co.Position ValueFiled
BlackRock, Inc.▲ Buy11,244,3802.86%$230.28M2026-08-07
Capital Research Global Investors▼ Sell5,657,8741.44%$115.87M2026-08-12
Tiger Global Management LLC▼ Sell5,284,0451.34%$108.22M2026-08-14
Geode Capital Management, LLC▲ Buy2,292,0500.58%$65.87M2026-08-12
Norges Bank▲ Buy3,087,2750.78%$63.23M2026-08-12
Marshall Wace, LLP▼ Sell2,687,5720.68%$55.04M2026-08-13
Millennium Management LLC▼ Sell2,441,6560.62%$50.01M2026-08-14
Davis Selected Advisers▼ Sell2,331,7760.59%$47.75M2026-08-11
Light Street Capital Management, LLC▲ Buy2,199,0890.56%$45.04M2026-08-14
AllianceBernstein L.P.▲ Buy2,379,5880.61%$44.57M2026-08-14
Adage Capital Partners GP, L.L.C.▼ Sell2,158,3280.55%$44.20M2026-08-14
Bank of America Corp▲ Buy1,863,7490.47%$38.17M2026-08-14
Goldman Sachs Group Inc▲ Buy1,395,8660.35%$28.59M2026-08-14
Morgan Stanley▲ Buy1,191,1150.30%$24.39M2026-08-13
Renaissance Technologies LLC▲ Buy923,6000.23%$18.92M2026-08-13
Citadel Advisors LLC▼ Sell750,5300.19%$15.37M2026-09-02
Vanguard Group Inc▼ Sell562,5340.14%$14.16M2026-01-29
Baillie Gifford & Co• Hold678,7170.17%$13.90M2026-08-06
Northern Trust Corp▲ Buy651,0910.17%$13.33M2026-08-13
Susquehanna International Group, LLP▼ Sell637,7410.16%$13.06M2026-08-14
Voleon Capital Management LP▲ Buy618,2240.16%$12.66M2026-08-14
JPMorgan Chase & Co▼ Sell424,7360.11%$9.11M2026-08-12
Two Sigma Investments, LP▲ Buy411,7430.10%$8.43M2026-08-14
Invesco Ltd.▲ Buy218,0890.06%$4.47M2026-08-14
D. E. Shaw & Co., Inc.▲ Buy199,3870.05%$4.08M2026-08-14
Q2 2026 flow:18.97M sh bought ($399.00M)11.73M sh sold ($240.51M)net +7.23M sh (+$158.49M)