UNM·Unum Group

Realized volatility (21d)

23.2% 43rd pct

Below its peak

-5.1%

vs 200-day average

+10.6%

Up days (1y)

52%

Unum Group is currently running 23.2% annualised volatility over the last 21 sessions. Measured against UNM's own 13 years of daily returns rather than a market-wide average, that is the 43rd percentile — close to its own typical level, against a typical reading of 24.9%. The distinction matters because a number that looks calm for one stock is turbulent for another, and the absolute figure on its own tells you neither.

UNM is trading -5.1% below its running peak. Across 12 full years on file, its median worst-drawdown-in-a-year was -20.5%, and the deepest was -65.6% in 2020. The current pullback is therefore shallower than what this stock gives back in a typical year, which is context worth having before treating it as a dislocation.

Price sits +10.6% from its 200-day moving average. Against every other day in its history, that gap ranks at the 70th percentile — a somewhat wider gap than its own norm. Over the past year UNM closed higher on 52% of sessions, and it is currently 2 sessions into a falling streak.

On October specifically: over 13 years of records, UNM finished the month higher 7 of 13 times, with a median return of +0.8% and an average of +1.5%. Its strongest month historically has been November at +5.2% on average, its weakest March at -2.8%. Seasonality is a weak signal on its own — a decade is a small sample and regimes change — but it is a real distribution rather than a rule of thumb.

Overnight risk is measurable too: UNM has opened more than 2% away from the prior close in 189 of 3,266 sessions (5.8% of the time), with the largest gaps running +11.0% and -10.6%. For anyone holding through an event, that rate is a better guide to overnight exposure than the intraday range.

All figures computed from 3,267 daily closes between 2013-10-14 and 2026-10-09, split-adjusted, recomputed daily. Percentiles are against UNM's own 13-year history, not a peer group or index.