UHAL·U-Haul Holding Company

Realized volatility (21d)

18.4% 21st pct

Below its peak

-30.0%

vs 200-day average

-1.3%

Up days (1y)

50%

U-Haul Holding Company is currently running 18.4% annualised volatility over the last 21 sessions. Measured against UHAL's own 13 years of daily returns rather than a market-wide average, that is the 21st percentile — unusually subdued by its own history, against a typical reading of 23.7%. The distinction matters because a number that looks calm for one stock is turbulent for another, and the absolute figure on its own tells you neither.

UHAL is trading -30.0% below its running peak. Across 12 full years on file, its median worst-drawdown-in-a-year was -17.9%, and the deepest was -41.5% in 2020. The current drawdown is already deeper than this stock's typical annual low point, which puts it in the part of its range where past recoveries began — and where past declines also continued.

Price sits -1.3% from its 200-day moving average. Against every other day in its history, that gap ranks at the 39th percentile — close to the gap it normally carries. Over the past year UHAL closed higher on 50% of sessions, and it is currently 5 sessions into a falling streak.

On October specifically: over 13 years of records, UHAL finished the month higher 8 of 13 times, with a median return of +2.2% and an average of +0.7%. Its strongest month historically has been July at +4.4% on average, its weakest March at -1.2%. Seasonality is a weak signal on its own — a decade is a small sample and regimes change — but it is a real distribution rather than a rule of thumb.

Overnight risk is measurable too: UHAL has opened more than 2% away from the prior close in 111 of 3,265 sessions (3.4% of the time), with the largest gaps running +55.4% and -33.6%. For anyone holding through an event, that rate is a better guide to overnight exposure than the intraday range.

All figures computed from 3,267 daily closes between 2013-10-14 and 2026-10-09, split-adjusted, recomputed daily. Percentiles are against UHAL's own 13-year history, not a peer group or index.