UHAL·U-Haul Holding Company

Realized volatility (21d)

22.1% 42nd pct

Below its peak

-25.5%

vs 200-day average

+5.4%

Up days (1y)

50%

U-Haul Holding Company is currently running 22.1% annualised volatility over the last 21 sessions. Measured against UHAL's own 13 years of daily returns rather than a market-wide average, that is the 42nd percentile — close to its own typical level, against a typical reading of 23.7%. The distinction matters because a number that looks calm for one stock is turbulent for another, and the absolute figure on its own tells you neither.

UHAL is trading -25.5% below its running peak. Across 12 full years on file, its median worst-drawdown-in-a-year was -17.9%, and the deepest was -41.5% in 2020. The current drawdown is already deeper than this stock's typical annual low point, which puts it in the part of its range where past recoveries began — and where past declines also continued.

Price sits +5.4% from its 200-day moving average. Against every other day in its history, that gap ranks at the 61st percentile — a somewhat wider gap than its own norm. Over the past year UHAL closed higher on 50% of sessions, and it is currently 1 session into a falling streak.

On October specifically: over 13 years of records, UHAL finished the month higher 8 of 13 times, with a median return of +2.2% and an average of +0.9%. Its strongest month historically has been July at +4.4% on average, its weakest March at -1.2%. Seasonality is a weak signal on its own — a decade is a small sample and regimes change — but it is a real distribution rather than a rule of thumb.

Overnight risk is measurable too: UHAL has opened more than 2% away from the prior close in 112 of 3,266 sessions (3.4% of the time), with the largest gaps running +55.4% and -33.6%. For anyone holding through an event, that rate is a better guide to overnight exposure than the intraday range.

All figures computed from 3,268 daily closes between 2013-10-07 and 2026-10-05, split-adjusted, recomputed daily. Percentiles are against UHAL's own 13-year history, not a peer group or index.