DailyIQ
Last updated 100 days ago

BAP·BAP

$.
-. (-.%)
After Hours
High
$333.82
Open
$324.25
Market Cap
26.23B
52W High
$380.20
Low
$318.14
P. Close
$341.05
P/E
13.60
52W Low
$165.51
Fwd P/E
-
Mean Target
-
Technical Score (1D)
41
SELL
News Sentiment
76
BULLISH
Credicorp (BAP) is modernizing its core banking platform, as Mibanco is upgrading with Temenos SaaS. This upgrade is focused on enhancing digital services for small and medium-sized enterprises in Peru, potentially improving capital allocation and accelerating new product offerings. This focus on SME financial inclusion could positively influence the microfinance and SME banking sectors, which is a key area for BAP. The recent upgrade follows the Q4 2025 earnings call, where Credicorp reported record net income and highlighted strategic initiatives. This strong financial performance suggests favorable positioning within its markets. The earnings call, held on February 13, 2026, provided insights into BAP's financial performance and future outlook, with participation from key executives and analysts. Investors should watch for further updates on the implementation of the new platform and its impact on BAP's financial results in the coming quarters.
Earnings Summary
Credicorp Ltd., a financial services company founded in 1889, provides a range of financial products and services, including banking, insurance, and investment management, primarily in Peru and internationally. The company operates within the Banks - Regional industry. In the most recent earnings cycle, Credicorp experienced a significant shift in performance. Comparing Q4 2024 to Q4 2025, EPS increased dramatically, while revenue also saw substantial growth. The company missed EPS estimates in Q4 2024 but significantly exceeded them in Q4 2025, indicating a positive turnaround. Looking at the historical trajectory, there is not enough information to assess the YoY growth trajectory. Recent news indicates that Credicorp missed Q4 earnings estimates, despite revenue exceeding expectations, which is likely to influence near-term price movement. The company's investments in digital platforms and automation are boosting operational efficiency, which could be a key factor to watch. Investors should watch for the impact of these investments on Credicorp's operational efficiency and overall financial performance in the coming quarters, as well as the management's commentary on future performance.

EPS

EstBeatMiss
$1.41$6.58$11.76$16.93$22.11Q4'24Q4'25
QtrEstActual+/−
Q4'25$6.77$19.72+191.4%
Q4'24$4.34$3.79-12.6%

Revenue

EstBeatMiss
$743M$2.2B$3.7B$5.2B$6.7BQ4'24Q4'25
QtrEstActual+/−
Q4'25$1.8B$6.0B+233.4%
Q4'24 - $1.4B -

Market Data

BAP Stock Snapshot

BAP is currently trading at $325.34, giving BAP a market cap of 26.23B and a P/E ratio of 13.6. Today's range spans $318.14–$333.82, with shares opening at $324.25 and moving down $15.71 (4.6%) from the prior close. DailyIQ's technical score sits at 41/100 (HOLD) with a news sentiment reading of 76/100.

Over the past year BAP has traded between $165.51 and $380.20 - the current price is +96.6% off the 52-week low and -14.4% from the high.

The quality factor scores well for BAP (BAP) even in a HOLD phase - at 26.23B in Financial Services market cap with a 41/100 technical read (HOLD) and bullish sentiment (76/100), the stock's balance sheet and earnings stability attract defensive allocators who don't need a mixed signal to hold the position. (P/E: 13.6) Price: $325.34 (in the upper portion of its 52-week range). Range: $165.51–$380.20.

In neutral phases, large-cap Financial Services names like BAP are often where sector rotation debates play out quietly — at 26.23B in capitalization, the stock receives incremental allocation from funds reducing mega-cap exposure without the volatility of a small-cap entry. The 41/100 (HOLD) and bullish sentiment (76/100) at $325.34 (in the upper portion of its 52-week range) describe a stock that is being considered rather than avoided.

Recent News Coverage

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